How much did you spend on your dvc membership

[paults]

2002---$64/66 a point, 150pts resale $9270
2003 --$64/66 a point 100 pts direct Disney $8400
2011-- $70/72 a point 150 pts resale $10500

 

[tx911]

2002---$64/66 a point, 150pts resale $9270
2003 --$64/66 a point 100 pts direct Disney $8400
2011-- $70/72 a point 150 pts resale $10500

That's still annoyingly good even adjusted for inflation

 

[gmi3804]

As a @gmi3804 often puts it: "I want to die penniless, so that I know the tears at my funeral are real."

And/or I want to bounce my last check!

 

[MartyParty]

If I keep all of my contracts until expiry (last one in 2070), assuming a modest 4% rise in MFs every year, I will have spent $1.38m.

Yes, you read that right.

Oh yea, I'll do you one better. If I keep all my contracts till 2070 I'll be around 100 years old! I would love to be around health, wealth, and wise paying my dues and going to the parks. : )

Time will tell.

 

[tx911]

Oh yea, I'll do you one better. If I keep all my contracts till 2070 I'll be around 100 years old! I would love to be around health, wealth, and wise paying my dues and going to the parks. : )

Time will tell.

I'll be 101 when my last contract expires.

Cue the "How old will you be when your last DVC contract expires" thread

 

[Sprinkles&Sprints]

For those of you who are using DVC as part of your (pre ) retirement plan - are you buying points now with the end goal in mind or buying what you ‘need’ now and planning to add down the road?

[clearly I’m struggling with the buy now vs later…and taking every opportunity to be enabled]

sorry if this warrants a new thread…

 

[VGCgroupie]

Buying what I need now, but in all honesty we are going way too much, it could be because we are new members. I probably do not plan to keeping all my contracts til expiration.

 

[cruisehopeful]

For those of you who are using DVC as part of your (pre ) retirement plan - are you buying points now with the end goal in mind or buying what you ‘need’ now and planning to add down the road?

[clearly I’m struggling with the buy now vs later…and taking every opportunity to be enabled]

sorry if this warrants a new thread…

Bought what I expect I'll want long term. I think the only thing stopping me from buying more is knowing that I like to take cruises and I need to balance my vacation time and money between DVC and taking cruises.

 

[tx911]

For those of you who are using DVC as part of your (pre ) retirement plan - are you buying points now with the end goal in mind or buying what you ‘need’ now and planning to add down the road?

[clearly I’m struggling with the buy now vs later…and taking every opportunity to be enabled]

sorry if this warrants a new thread…

I started with 300 at VGF, and I swear I don’t think I would’ve ever bought another point if it weren’t for this board , which sounds bad but I see it as a good thing.

In the short term we will be able to get into some larger villas, and down the line I do kinda like the idea of being able to come and stay for a good period of time when we’re retired.

Plus, I think the cost of DVC is outpacing the increase in my salary so I need to get some points while I can!

 

[tx911]

For those of you who are using DVC as part of your (pre ) retirement plan - are you buying points now with the end goal in mind or buying what you ‘need’ now and planning to add down the road?

[clearly I’m struggling with the buy now vs later…and taking every opportunity to be enabled]

sorry if this warrants a new thread…

To more directly answer your question, I guess I'm buying as much now as I feel comfortable affording, mainly in terms of dues and thinking about paying those while in retirement.

That is probably more points than I can use right now, but I feel like we will grow into them with grandkids and such, and add on more if that feels right down the road.

 

[airjay75]

Alright. I've been ignoring this thread for awhile because I just don't want to think about how much I've decided to spend since April (yes, my first purchase was this past April - about 3 months ago). Since that time, here are totals of what I have purchased:

RIV - 600 direct points: ~ $110k
CCV - 150 resale points: ~ $22k
Total: $132k

No regrets. But, I do keep telling myself, ok, I need to stop. But, every time I see a BLT or CCV contract with my preferred UY, I'd be lying if I said I don't think about it. I don't see myself tempted by any more direct points for now (unless they do some crazy sale at RIV). I won't be surprised if I pick up some more BLT or CCV resale points at some point if the right deal comes along.

 

[Sprinkles&Sprints]

To more directly answer your question, I guess I'm buying as much now as I feel comfortable affording, mainly in terms of dues and thinking about paying those while in retirement.

That is probably more points than I can use right now, but I feel like we will grow into them with grandkids and such, and add on more if that feels right down the road.

I think this is where I’m leaning as well - buying more now with an eye on the future, but also stocking money away specifically for dues in retirement so that it’s not a worry when the time comes.

And if I get to the point where doing that is impacting other goals, I’ll know its time to lose my guide’s email.

 

[Sprinkles&Sprints]

Alright. I've been ignoring this thread for awhile because I just don't want to think about how much I've decided to spend since April (yes, my first purchase was this past April - about 3 months ago). Since that time, here are totals of what I have purchased:

RIV - 600 direct points: ~ $110k
CCV - 150 resale points: ~ $22k
Total: $132k

No regrets. But, I do keep telling myself, ok, I need to stop. But, every time I see a BLT or CCV contract with my preferred UY, I'd be lying if I said I don't think about it. I don't see myself tempted by any more direct points for now (unless they do some crazy sale at RIV). I won't be surprised if I pick up some more BLT or CCV resale points at some point if the right deal comes along.

CCV and RiV are quite the winning combo!

 

[UrsulaWantsYourSoul]

Buying with long term in mind. Our earliest expiring resort is VGC. Then Riviera and VDH.
Probably 100% of our combined annual income. Haha. And I’ll be 102 when our VDH contracts expire. Tee hee.

 

[Mouseforward]

And I’ll be 102 when our VDH contracts expire.

I will be in my late 90's when RIV ends but it is the most senior friendly resort in WDW — imagine how long the battery life on scooters will be by then

 

[Mouseforward]

For those of you who are using DVC as part of your (pre ) retirement plan - are you buying points now with the end goal in mind or buying what you ‘need’ now and planning to add down the road?

[clearly I’m struggling with the buy now vs later…and taking every opportunity to be enabled]

sorry if this warrants a new thread…

2042 contracts don't count in my self serving rationalization since that is the year I retire. So I can add them , but I am done with direct.

 

[atthebeachclub]

My contracts are less than my income, but it’s still a ton of money, and in my case that is good because we have a lot of monetary uncertainty and cash flow issues I have to potentially deal with (health of my spouse’s parent, a mortgage on the family farm we had to buy out…and of course we also own our regular home). Oh and we eventually might be forced to retire. That’s a big reason I hesitate to buy more.

 

[E2ME2]

For those of you who are using DVC as part of your (pre ) retirement plan - are you buying points now with the end goal in mind or buying what you ‘need’ now and planning to add down the road?

[clearly I’m struggling with the buy now vs later…and taking every opportunity to be enabled]

sorry if this warrants a new thread…

Yes, DVC was a big part of our retirement planning. We started off with 210 Direct in 2010, and now we're at 890 with a mix of Direct & resale, across 3 resorts. We use the points to "snowbird" at WDW in winter.
(Always on the lookout for that perfect 110 pointer, so I can join the "DVC Comma Club"

 

[byurick]

All this talk of dues and retirement has me thinking, maybe I should start a new thread.

As for the topic discussion I sold my resale BCV and BRV contracts so I'm left with just SSR direct (I wanted unrestricted points and benefits):

SSR direct (150pt) = ~$27k

 

[VGCgroupie]

Buying with long term in mind. Our earliest expiring resort is VGC. Then Riviera and VDH.
Probably 100% of our combined annual income. Haha. And I’ll be 102 when our VDH contracts expire. Tee hee.

You a young one. I will be 94