My DH and I had a conversation last night about him possibly getting a big raise and our next trip to WDW and he jokingly said spend it all on the trip...which got me thinking, we are a pretty average middle class family with 3 kids (8, 5, 1)... And I don't think we COULD spend $20,000 on a vacation at Disney even if we wanted to, typically we stay value, and with airfare, a weeks stay, tickets, and food, we are about $3500. So not counting souvenirs and having only 4 people on your trip, could you spend 20k on a week trip?