some of us may go a little overboard in trying to knock some pixie dust out of the newbies...we just want you to have realistic expectations coming in.
i've hugely enjoyed stays at OKW, AKV-jambo house and BLT. different vibes but wonderful resorts...and at prices lower than booking direct for cash. i'm glad i bought. i'm also glad i bought a small contract, as you are planning to do (but my small contract has gone from an "every year" plan to an every other year plan as point charts have been reallocated - so i'd suggest buying a few more pts than you expect to need.)
but it's not as good of a deal as it used to be...and DVC, in differentiating between resale and direct contracts, does seem to be getting more adversarial against owners who want or need to sell. and as DVC takes a more competitive position against owners, it's hard for owners not to be a little less enthusiastic than before. (which is a long way of saying that you shouldn't expect to get much back, if anything, when you go to sell.)
it also helps if you know exactly what you are getting. some people are surprised by getting less housekeeping, sofabeds instead of "real" beds, no king bed option in the studios, having to book well in advance to get what they want...they are used to hotel stays and timesharing isn't what they expected. they assumed being a DVC "member" would get them a special status...instead they find themselves owing annual dues on points they waited too long to use and that expire without providing any value at all.
i don't think most of us would tell you not to buy (at least at resale prices), but we do want to make sure you've taken a good look at whether it would work in your particular situation or not. on the same topic, here's another good post from a long-time owner:
http://www.disboards.com/showpost.php?p=43573894&postcount=29