RedHeadedFairy
DIS Veteran
- Joined
- Sep 13, 2012
- Messages
- 1,172
We have a different kind of strategy that works pretty well for us.
Using the Disney Premiere Visa, we charge all of our monthly living expenses & then pay the total off each month. We let the points/dollars accrue for about 5 years (because they start to expire after that point).
We also save all loose change or "found" money during that 5 years - extra side job money, garage sale proceeds, etc. Generally after 5 years we've saved more than enough to pay for AP for the 3 of us & book 6-7 nights at a Disney hotel. Between all of those sources of savings, we typically pay very little additional cash for that weeklong trip (if any!) and capitalize by using the AP's at every opportunity over that next year. Living only 3 hours away we can decide on Friday night to head up for a weekend, or work our schedules to give us more 3-day weekends & stay a bit longer when DD has teacher duty days, etc at school.
Not that it's any record (so many Dis'ers get way more mileage out of their AP's) but we've spent 18 days in Disney since Oct, spread out over 4 trips.
At this point I would guess that my total OOP after the "savings" were exhausted is in the neighborhood of $1000 for everything... rooms, meals, souveniers, etc.
The crappy part is saying good bye after that year knowing that we won't be back for 3-5 years minimum, but it gives us an opportunity to exhaust ourselves & truly see "everything" & then move on to other adventures. When we are back in the World again, enough will have changed to make it seem all new again, lol!
Using the Disney Premiere Visa, we charge all of our monthly living expenses & then pay the total off each month. We let the points/dollars accrue for about 5 years (because they start to expire after that point).
We also save all loose change or "found" money during that 5 years - extra side job money, garage sale proceeds, etc. Generally after 5 years we've saved more than enough to pay for AP for the 3 of us & book 6-7 nights at a Disney hotel. Between all of those sources of savings, we typically pay very little additional cash for that weeklong trip (if any!) and capitalize by using the AP's at every opportunity over that next year. Living only 3 hours away we can decide on Friday night to head up for a weekend, or work our schedules to give us more 3-day weekends & stay a bit longer when DD has teacher duty days, etc at school.
Not that it's any record (so many Dis'ers get way more mileage out of their AP's) but we've spent 18 days in Disney since Oct, spread out over 4 trips.
The crappy part is saying good bye after that year knowing that we won't be back for 3-5 years minimum, but it gives us an opportunity to exhaust ourselves & truly see "everything" & then move on to other adventures. When we are back in the World again, enough will have changed to make it seem all new again, lol!
) and found a resort that was really close to the parks (Windsor Hills). Went on VRBO and ended up finding a 3bed 2 bath condo there for ~650 for the week. Less than what it would cost to stay in what amounts to a hotel room in Disney's cheapest resort. Even when I added on the cost of a car rental and parking it was still cheaper. So that's my advice to save money there. In addition to the money saved on lodging, we also save a ton on food because we can make our own breakfast and lunches at the condo - or even order out form a much less expensive restaurant and bring it back for dinner.
I used some of our tax return for our biggest purchase which were our airline tickets, I am paying for my pkg a little bit each paycheck and will be done by August. I have also been saving my cash and buying Disney gift cards when ever possible. This way when the time comes I will use my debit card the least possible. I have been collecting cans, yard sales and selling Avon and even considered ebay too
I love going and DH is a sweetheart for backing me up (he could care less about Mickey but loves to se us happy)
I stay at value resorts and planning for a Mod in 2015! Two years to save 
