I need the folio, namely the all in one place listing of all of the charges that should add up to the grand total showing on my credit card bill.
Even if I have all of the paper cash register receipts and all of the individual emails from Disney and all of the uploads from Chase or Amex, if they don't add up to the grand total I will never succeed in finding a credit card bill discrepancy using only all these pieces and a calculator.
if you’re putting the charges directly on your AmEx and Chase cards, and regularly uploading receipts, you won’t need to reconcile your folio (the charges will be on your statements, not your folio).