DisMamaPf
Earning My Ears
- Joined
- Jan 18, 2016
- Messages
- 31
Let me apologize up front for this novel of a post... My head is spinning with numbers and I would greatly appreciate some direction and perspective.
DH and I bought a weeks worth of AKL points direct, clearly we overpaid, but no sense in dwelling on the past. Moving forward, our plan is to own enough points to spend two weeks at WDW a year. We have school age children, so we intend to either do 2 consecutive weeks over Christmas break, or 1 week over spring break and the other at an off season time in November. The number of points needed to achieve this per year are almost identical (2 weeks over Christmas/ 2 weeks split between peak and off season). The idea is to bank/borrow and alternate the resort we stay at each year.
Now for the numbers. We want to buy approximately enough points for 1 week at another resort. We have 3 primary contenders...VBW, VBC, VWL. Each resort requires a different number of points for those specific time periods, and those points have a different cost...but some how, after looking at dozens of figures, it isn't clear if one is a better value over the other. They all have the same RTU period, and somehow all seem to fall within $500-$800/yr of each other when determining their week long value (when factoring the cost of the points, how man points I would actually be buying (annual points X the remaining life of the contract) and the dues per point). For example, it would cost roughly $5.9k a year for the AKL/VBC contracts, $5.1k for the AKL/VBW contracts and $5.6k for the AKL/VWL contracts. That doesn't really seem like a huge figure in the long run.
Anyone have some thoughts on this?? Should I really only focus on the dues since that is what will be owed for the duration of the RTU period (assuming we pay cash for the contract)? Did I WAY over complicate this??? I'm just trying to figure out if the value is really as similar as it seems to be cost wise.
DH and I bought a weeks worth of AKL points direct, clearly we overpaid, but no sense in dwelling on the past. Moving forward, our plan is to own enough points to spend two weeks at WDW a year. We have school age children, so we intend to either do 2 consecutive weeks over Christmas break, or 1 week over spring break and the other at an off season time in November. The number of points needed to achieve this per year are almost identical (2 weeks over Christmas/ 2 weeks split between peak and off season). The idea is to bank/borrow and alternate the resort we stay at each year.
Now for the numbers. We want to buy approximately enough points for 1 week at another resort. We have 3 primary contenders...VBW, VBC, VWL. Each resort requires a different number of points for those specific time periods, and those points have a different cost...but some how, after looking at dozens of figures, it isn't clear if one is a better value over the other. They all have the same RTU period, and somehow all seem to fall within $500-$800/yr of each other when determining their week long value (when factoring the cost of the points, how man points I would actually be buying (annual points X the remaining life of the contract) and the dues per point). For example, it would cost roughly $5.9k a year for the AKL/VBC contracts, $5.1k for the AKL/VBW contracts and $5.6k for the AKL/VWL contracts. That doesn't really seem like a huge figure in the long run.
Anyone have some thoughts on this?? Should I really only focus on the dues since that is what will be owed for the duration of the RTU period (assuming we pay cash for the contract)? Did I WAY over complicate this??? I'm just trying to figure out if the value is really as similar as it seems to be cost wise.