BraveLittleToaster2
DIS Veteran
- Joined
- Feb 21, 2010
- Messages
- 1,068
So buying a resale would be cheaper then directly from Disney even with 20percent off?
If I understand it correctly, with resale you cannot use your points on adventure by disney trips?
So buying a resale would be cheaper then directly from Disney even with 20percent off?
If I understand it correctly, with resale you cannot use your points on adventure by disney trips?
And you shouldn't. It's significantly cheaper to pay cash than use them in this way. Even if you could end up with free points, it's still costs roughly the cost of dues compared to using cash. Just buy less points and pay cash for DCL, ABC, etc. What's the origin of the cash discount, Cast Member Discount? If so there are other restrictions you need to consider. Just spend enough time so you're fully educated and you can make an informed decision but for most, buying resale and then later adding 25 points retail is the best choice. Once you have sufficient on property and DVC experience and knowledge the home resort and number of points questions should be fairly clear. Usually it's best to spend around 6 months actively investigating and have several on property stays with some DVC exploring as a minimum to make an informed decision. Often a DVC rental privately with some exploring with purchasing in mind is the best way to finish out the decision making. Common mistakes are overbuying in terms of home resort, underbuying or overbuying # of points. Many that are early feel they have to have the new top resort that's in active sales, cut it far too close on the points purchase or go way overboard.If I understand it correctly, with resale you cannot use your points on adventure by disney trips?
Probably well over 300 points for your 10 days depending on the season so a 200 point contract would work to go every other year. With your comment about trying different resorts would lead me to buying resale SSR. If you are going 12-24 months then you would likely not benefit from the AP discount. If you were going to go every 12 months then the AP discount would be a great benefit, but if you are qualifying for a CM discount -- do they also offer discounts on AP or as a CM don't you get free admission? I have no clue what benefits a CM gets that is why i am asking.I would need more then 200 points to be able to do a 2 bedroom
They are looking at EOY for a 2 BR down the line based on the post you quoted from. As for the number of points that's best, I didn't feel I had enough info to make a suggestion but 200 per year, 400 EOY is a reasonable round number depending on home resort and the DVC season.Probably well over 300 points for your 10 days depending on the season so a 200 point contract would work to go every other year. With your comment about trying different resorts would lead me to buying resale SSR. If you are going 12-24 months then you would likely not benefit from the AP discount. If you were going to go every 12 months then the AP discount would be a great benefit, but if you are qualifying for a CM discount -- do they also offer discounts on AP or as a CM don't you get free admission? I have no clue what benefits a CM gets that is why i am asking.
Your ideal scenario would be to buy a 175 point SSR resale for $14700 (+closing costs ~$700) and then add on a 25 point direct $3625 ($145 per point + closing) = Approx total just over $19000 for 200 points. I wonder if you could get a Cm discount on your add on purchase.
Or go direct for a new resort @ $176 -20% = $141pp $28,200 = so you could potentially save over $9000 - still get the important/usable direct discounts (dining, shopping, AP)
You also mentioned ABD -- with only a 200 point contract - even with banking and borrowing 3 years worth of points (600 points) you might be able to cover the cost of one adult for a North American trip - so that is really not a great use of your points when you consider 3 years of points gets you one person for a 7 day trip.
you do need to work the numbers. It really doesn't sound like the new resorts being sold would be worth it to you to pay a premium with being fine bouncing around and trying different resorts each trip.
Probably well over 300 points for your 10 days depending on the season so a 200 point contract would work to go every other year. With your comment about trying different resorts would lead me to buying resale SSR. If you are going 12-24 months then you would likely not benefit from the AP discount. If you were going to go every 12 months then the AP discount would be a great benefit, but if you are qualifying for a CM discount -- do they also offer discounts on AP or as a CM don't you get free admission? I have no clue what benefits a CM gets that is why i am asking.
Your ideal scenario would be to buy a 175 point SSR resale for $14700 (+closing costs ~$700) and then add on a 25 point direct $3625 ($145 per point + closing) = Approx total just over $19000 for 200 points. I wonder if you could get a Cm discount on your add on purchase.
Or go direct for a new resort @ $176 -20% = $141pp $28,200 = so you could potentially save over $9000 - still get the important/usable direct discounts (dining, shopping, AP)
You also mentioned ABD -- with only a 200 point contract - even with banking and borrowing 3 years worth of points (600 points) you might be able to cover the cost of one adult for a North American trip - so that is really not a great use of your points when you consider 3 years of points gets you one person for a 7 day trip.
you do need to work the numbers. It really doesn't sound like the new resorts being sold would be worth it to you to pay a premium with being fine bouncing around and trying different resorts each trip.
For this situation SSR resale is the best value. You'll need to compare to the CM discount and look at the restrictions. The last I heard there were restrictions on reselling and you couldn't rent. Just compared and decide. IF you give yourself a cushion of 10=20% on the 1 BR, you should have enough for the 2 BR long term.