Help - Travel Insurance Automatic When Booking Packages?

[lucincia]

We upgraded our room-only ressie to a package deal. Today we received the confirmation info and letter in the postal mail. In it I found a Description of Travel Insurance Coverage from Insure America. At first I thought this is a sales material, wanting you to buy travel insurance. But, upon closer inspection, it is more like a Description of Coverage, with no pricing anywhere. So I start to suspect that I got charged for travel insurance.

I called the insurance people. They say it is not automatic but I better check with Disney to make sure I am not charged if I don't want the insurance. I called up Disney reservation office. The agent spent like 10 minutes looking around and said she cannot find any travel insurance.

So - what I would like to know - is travel insurance automatically added to the package (unless you tell them otherwise - I didn't)? Or do they send out the travel insurance brochure in all confirmation postal mails?

Thanks.

 

[pennst8r]

Check your conf. sheet--it should have it listed if you paid for it. I don't know if it's changed lately, but the insurance was added for online booking unless you declined it. My parents had it happen, too.

 

[hockeybabe]

I don't know, but I specifically requested not to get Disney's insurance, and they sent a brochure with my documents each time I got mail from Disney.

Have you checked your ressie online? It will show for sure if you have it or not.

Good luck!

 

[Hincher]

Don't know if they add it automatically, but you'll want to get it. They saved me a bundle last September, several times what I paid for it.

 

[hockeybabe]

I agree, but shop around first. Try www.insuremytrip.com . Some of thier rates are better, and include things like terrorist related delays, which Disney's does not.

 

[LadyLt]

Don't know if they add it automatically, but you'll want to get it. They saved me a bundle last September, several times what I paid for it.

I am not sure about on-line bookings. But I am sure with phone DRC bookings. Travel insurance is offered to all guests booking for WDW. If the guest declines, it is added in the notes of the reservation as "Insurance declined."

I have fielded phone calls from people suddenly wanting to cancel their vacations because of family illness, weather, car problems, etc. They beg, plead, and sometimes threaten various things to be able to cancel the reservation and get their entire deposit back. But when I read "Insurance declined" in the notes of the reservation, I stop feeling sorry for them. That is why travel insurance is offered. It is not that expensive to buy,