Thanks to everyone who gave me so much advice. You all are the greatest. It seems that everyone is suggesting a deluxe resort since we will be spending so much time at the resort. DH hated the Carrib Beach due to the motel feeling. He spent much time in his room with the drapes closed (for privacy) watching TV while I swam with DD in the pool and played with her in the sand. We all hated the food court. The food tasted like airplane food and there were often no tables to sit at once we got our food. We stayed at Universal's Royal Pacific Resort for the same price as we paid for Carib Beach and there was no comparison. It is a highrise, you can open the drapes and still have privacy, the pool is much more beautiful, the lobby was awsome...everything about it was great!
I wanted to do disney rather than universal since I much prefer disney parks to universal. We had booked the Swan but changed it after Disney's free dining offer. People who stay at the pop seem to really like it. I like the fact there are 3 pools, the resort is new, there is music at the pools, and it has a great arcade. Of course, AK people also love that resort. The pool looks lovely and the extra activities sound fun for DD who is 10. We can afford AK or WL for $1435, but that is the most I am comfortable at spending for 5 nights of lodging plus dining. I dont want a deluxe standard room with a parking lot view, since that sounds worse than the Pop. Our car will enable us to have breakfast out and drive to the parks, etc. DH works all the time and gets limited vacation time so I want this disney trip to be positive, unlike the last trip. I know DD would be equally happy at either resort, meeting a playmate at the pool is all she cares about, as for me, I'll be happy anywhere with water. Anyways, thanks again for everyone's help.