dawson5
DIS Veteran
- Joined
- Jul 15, 2009
- Messages
- 1,919
This is what I have to look forward to. My oldest DS is 16 (soon to be 17) and is mouthy and contrary.
I would sit down with the girlfriend's parents and explain about the car and make sure it does not come back. Someone raised the point of theft but what about the insurance. He should be covered under their policy, if he wrecks it should be covered by their policy. This will raise all kinds of policy questions which they need to be aware of. When our bill comes it always has the "no male or unmarried female drivers under the age of 25." Hubby lent his car to his secretary, she wrecked it and said "no worries I have insurance." Our insurance agent told us that the insurance follows the car, not the driver. This effected our policy, we lost our 10 yr+ accident free rate. So you have to wonder if he is driving her car, their insurance agent probably is not aware of this and it might effect their coverage (unless they have licensed boys). Does this open you up to a lawsuit also?
Good luck.
I would sit down with the girlfriend's parents and explain about the car and make sure it does not come back. Someone raised the point of theft but what about the insurance. He should be covered under their policy, if he wrecks it should be covered by their policy. This will raise all kinds of policy questions which they need to be aware of. When our bill comes it always has the "no male or unmarried female drivers under the age of 25." Hubby lent his car to his secretary, she wrecked it and said "no worries I have insurance." Our insurance agent told us that the insurance follows the car, not the driver. This effected our policy, we lost our 10 yr+ accident free rate. So you have to wonder if he is driving her car, their insurance agent probably is not aware of this and it might effect their coverage (unless they have licensed boys). Does this open you up to a lawsuit also?
Good luck.