I'm new to this board, and we are going on a trip in 2003 and the way I have budgeted things out it's going to cost us at least $10,000 after everything is said and done. So here are a few questions: What are the reward programs, how are they worth the time? How do I get started? Which ones are best for a beginner? Does it cost anything to join these reward programs? Please help I'm willing to try anything to bring down the cost of the trip! Thanks!!!!!!!!