Again how do they use this information if they don't know who I am? They don't know my name, where I live or any other actual identifying information? Not be snarky, I really am curious.
If you provided enough information, by answering all of their questions over time, they could figure out where you live, as well as learning much more about you. I know a lot about many people here, based on the info they share. Honestly, I probably know enough about you to locate you, if I was motivated to do so.
I don't have one but there are programs you can download
that show the IP address and the location for anyone online.
There used to be a DIS'er here who ran it to alert anyone that
didn't use a VPN that they could see their location/IP address.
Exactly. Ever Use Google Maps? Or the iPhone version of it? It's able to locate me down to the building I'm in. When I'm traveling on a bus, it locates me precisely, so I know when to ping the bus driver to stop at the next stop.
Every time I use Google or my browser, even though my settings are NOT to share my location, it ALWAYS gives the location of the closest Walgreens, Target, Lowes, etc. I've given up on telling it to block my location.
Facebook found out where I am, even though I NEVER shared my location or mentioned it in any post. Yet, it started showing me groups & interests in my
neighborhood. So much for Zuckerberg not using my info once I've set up all those privacy tabs.
Once the scammers have your IP address, they can actually locate you within the block, if not the actual building/house you live in. Once they figure that out, they find your name, address, and age - most of that is posted online already, along with your relatives - your daughter who moved out, so they can try to locate her too. They can then use the info you so freely provided in all the "innocent" posts on the DIS and elsewhere that's GOOGLEABLE for their AI to compile your personal details.
I remember decades ago I was in Macy's trying to get one of their store credit cards. They actually had me talk to an agent on the phone and he went over "security questions" with me to qualify for the card.
When I couldn't remember the answer to the the question, "Which of these cars did I once own?" due to the fact that a relative owned a used car lot, and I had owned more cars than a person gets changes of clothes, the agent said, prompting my memory, "It's online. It's general information about you on the Internet." that's WHERE I realized they got the answers to these "security questions" about me.
Another time, I was on the phone for another security question, some other business. They wanted to verify it was really me. They asked, what i thought was the insanely stupid question of, "What month and year did you open a bank account with _______ Bank?" I didn't have a smart phone back then, where I could have opened up my account online and looked up the info. I also thought, I'm not from a third world country where the month and year I had opened a new American bank account would be seared into my memory as a momentous occasion to remember forever.
I forgot that my old bank had been bought out by another bank. ALL of us had to open a new bank account with this new bank after the takeover. The month and year that happened is public record in the news.
Even though I can't remember security details about my own life,

it shows that someone armed WITH that info and other details written down, could easily call for a credit card or loan, pretending to be "Imzadi Doe," and when asked security questions, might get a number of them right, and get a credit card with my name. Once they get one, they keep using that info to get more cards. That is identity theft and how it's used.