This sounds like double dipping but correcting me if you know this to be true.
I just talked to Chase about my rewards visa. They said as a card holder, because I booked a vacation that included room and tickets, I will automatically get 0% financing on that charge for 6 payment periods. AND I do earn Disney rewards points. He did ask me if I was doing park/resort so I don't know if cruises are different but......do I really get both?
And my good problem to have is this.......
I've been saving points for a couple years and have a nice chunk of points I could use to pay down my vacation, should I or save them for another vacation?
I was going to use them for dining, but turns out I got
free dining. (another good problem to have

)
And then I thought souvenirs, but then I would not get the 10% discount on over $50 purchases.

Oh what to do?????? I know!!! Good problem to have!
I'm open to people helping me weigh this out.