We had to down-grade from a cat. 7 to a 10 (saving over $900 w/ FL res. rates) because we're not sure how much of our DD's ER/48 hr. hospital stay insurance won't cover.We may be lucky and it may all be covered--but just to be safe, decided to down-grade. With that said--it would be so AWESOME if on our sail date we showed up and could upgrade for a price comparable to what I've seen posted here. But if not--we'll be thrilled just to be on the ship w/ the other 19 people in our family!!! By the way-- does anyone know if you're more likely to get a better price up-grading if you're at the port early or if you're towards the end and they do it for less just to make a little more money???