E-Bay verification ?

[aubriee]

I started buying alot of stuff on e-bay in the last few months and now have a message that I only have $400.00+ left in my lifetime account and must get verified. I don't understand why I won't be able to continue to use my credit card. I don't want to give anyone my checking account number and definitely don't want them taking funds out of my checking account. Anyone have any ideas what I can do? I have 100% rating, but it looks like I may have to stop shopping. Out of curiosity I wonder, if I did get verified is there any way I could make sure they couldn't touch my checking account? Thanks!

 

[Feralpeg]

Be careful. Did it ask you to login to your Ebay account from the email? If so, it is a scam. If you believe it is really an email from Ebay, go to the help screen and get the number to call them and ask about it.

 

[aubriee]

Be careful. Did it ask you to login to your Ebay account from the email? If so, it is a scam. If you believe it is really an email from Ebay, go to the help screen and get the number to call them and ask about it.

I received an e-mail from them, but also when I was on the e-bay site, I paid for an item, and it showed up there also telling me I was wihin $460.00 of my $2000.00 lifetime limit.

 

[Laurajean1014]

Do not click on any links that take you to ebay or paypal.

Log-in to ebay and go from there.

There is a limit you can use before you need to be verified. The best way is to open an account at your bank and use that for all of your paypal transactions. It is the smartest way. You can use your cc to pay for your stuff, but use the account as an alternative.

 

[jarw00]

Don't ever click on emails from ebay or paypal mentioning money, they are always scams. Always go directly to their site and contact them about the content of the email. I get those type of emails every week, and one co-worker had to change all of his cc and bank info.

 

[summerrluvv]

Don't ever click on emails from ebay or paypal mentioning money, they are always scams. Always go directly to their site and contact them about the content of the email. I get those type of emails every week, and one co-worker had to change all of his cc and bank info.

No they are not all scams. If you are close to your spending limit on paypal they WILL send you an email to get verified.

OP there is no way around it other than opening a new account and using a different credit card number.

 

[DisneyGirl]

That is most definitely a scam-- do not click on the link (actually, the link is most likely harmless (not 100%, so still don't click on it ) It will bring you to a page that will ask you to enter your login and password-- it will look just like the ebay site, but if you look at the address, chances are it will NOT be (there are ways to actually make the address bar look like the spoofed site, particularly if you are using Firefox as your browser, or if you don't keep your Microsoft IE up to date with the updates that are issued every month).

If you ever have doubt, and you feel like you may have to follow up on an e-mail, contact the site (paypal, ebay, your bank) directly to find out if there is a problem with your account.

 

[summerrluvv]

That is most definitely a scam-- do not click on the link (actually, the link is most likely harmless (not 100%, so still don't click on it ) It will bring you to a page that will ask you to enter your login and password-- it will look just like the ebay site, but if you look at the address, chances are it will NOT be (there are ways to actually make the address bar look like the spoofed site, particularly if you are using Firefox as your browser, or if you don't keep your Microsoft IE up to date with the updates that are issued every month).

If you ever have doubt, and you feel like you may have to follow up on an e-mail, contact the site (paypal, ebay, your bank) directly to find out if there is a problem with your account.

Why does everyone keep telling the OP this is a scam? It is NOT a scam. Paypal only allows a $2,000 spending limit unless you are verified. She even said she logged into her account and got the same message.

 

[McKelly]

Okay, sorry to jump in on this, but now I am worried. I bought some things from E-bay and I use my credit card. After I purchased it, I got an E-mail from I believe the person I bought it from telling me what I owed and I am pretty sure I paid it from a link from the E-mail. Should I be worried!?!?! I had to sign into my Paypal acct. Ugh! I was hesitant to buy from E-bay and I should have listened to my instincts.

 

[Feralpeg]

I think you are okay. Ebay does generate end of auction emails that allow you to Pay Now through Paypal. They come up with a place to sign in to your account. I've done that before with no problem.

 

[Cheshire Figment]

When you have a legitimate e-mail from PayPal it will include the following:

1 -- It will address you by name in the body of the message.

2 -- It will give some information (such as the last four digits of your backup credit card or bank account number) that is not publicly available.

3 -- It will tell you to log into PayPal as you normally do and what to do after you have logged in.

4 -- It will not have any link for you to click on in the e-mail. (See #3 above)

 

[DebbieB]

If you are not sure, send it to spoof@ebay.com. They will verify if it is legit or not. Here's an example of one I sent to them and it turned out to be fraudulent:

"Dear eBay User,

Due to recent activity, including possible unauthorized listings, we
have temporarily suspended activity on your account in order to allow us
to investigate this matter further. If you believe that this action may
have been taken in error, or, if you feel that your account may have
been tampered with, please contact our Live Help team so that we can
provide additional information and work with you to resolve this issue.

To protect your account please click here:
http://ebay.xxxxxxxxxxxxxx.com"

 

[Shagley]

I realize that not all e-mail messages from e-bay or Paypal are scams, but I will never click on a link that was sent to me in an e-mail just in case. I will log into the website and go from there. There are too many situations where it could be a scam and I am just not sure. I figure it is better to be safe than sorry, so my rule of thumb is to never go into a link like that from an e-mail. It is just as easy to go to the website, or to call the company to make sure it is a legitimate e-mail.

 

[rflorek]

Making Payments - Limits

What is the maximum amount I can send with my PayPal account?

For security reasons, you will not be able to use your PayPal account to send money until you have added a credit card. Once you have added a credit card to your PayPal account, your Sending Limit will be increased to $2,000.00 USD. This limit applies to all payments regardless of how the payment is funded or to whom the payment is sent. Once you send payments totaling $2,000.00 USD, you will no longer be able to send payments until you lift your Sending Limit by becoming a Verified Member of PayPal. You can view your Sending Limit from your account overview. To lift your Sending Limit, add and Confirm a bank account.
Note:Some accounts are subject to a lower sending limit, determined by PayPal. These limits are subject to change and can be lifted by Confirming a bank account or by being otherwise Verified by PayPal.

Here's How:

Click the My Account tab.
Click the View Limits link next to the yellow Balance box (if there is not a View Limits link, your account has no Sending Limit).
Your remaining sending limit is listed under the Sending Limit heading.





Note: As an added benefit for members with approved PayPal Buyer Credit is that all payments funded with PayPal Buyer Credit will not count against your sending limit.

 

[tlbwriter]

Out of curiosity I wonder, if I did get verified is there any way I could make sure they couldn't touch my checking account? Thanks!

Not really. To use Paypal, you must agree to their terms of service, which includes giving them permission to access your account. But you can open a separate checking account for this purpose, so they don't have access to your main account. That's what I did.

 

[seashoreCM]

Sometimes you can't tell whether the email from eBay or PayPal is a scam at first glance, but do not click the blue words in the email message and do not cut and paste the blue words in the email message.

Instead hand type H T T P colon slash slash W W W dot E B A Y dot C O M or whatever into the top of your internet browser to go to the place the email message talks about, and take it from there.

If you accidentally click the blue words in an email message do not enter your user name or password. Instead log off, hang up the phone, and sign in again before entering user names and passwords to any other web site.

One exception, sometimes you need to register to see newspaper articles or join forums like this one, and you are told you will get an email message. For this you may have to click the blue words to complete your registration, but don't enter any passwords at that time. Wait for the final confirmation of your newspaper or forum registration, then log off and hang up and sign on to your internet service again.

Disney hints:
http://members.aol.com/ajaynejr/disney.htm

 

[becky7953]

DO NOT reply to that email. I received an email worded almost the same. I sent it on to ebay. My account was fine. Do not use the links provided. Too bad there are so many sick people out there trying to scam us. Good thing fellow Dis'ers look out for one and other

 

[tlbwriter]

All of the info about avoiding e-mail scams is very useful, but the OP has already determined that this e-mail was not a scam. BTW, the method she used is a good tip - she signed into her eBay account and found the same message there.

 

[my3kids]

Is there some reason I shouldn't be verified? I went through the PayPal process, have used their BillPay service wich I loved but they are discontinuing, have paid and received money from eBay.....I never set up any special checking account. Was I supposed to????

 

[aubriee]

Is there some reason I shouldn't be verified? I went through the PayPal process, have used their BillPay service wich I loved but they are discontinuing, have paid and received money from eBay.....I never set up any special checking account. Was I supposed to????

Sorry, but no way is anyone getting my checking account number! If I have to stop bidding on e-bay, so be it! Oh well, it was fun, but I can find most of the same stuff in department stores.

Does this verification apply to auctions where the seller will take a money order, cashier's check, or personal check? I've just always used my credit card for PayPal because it was so easy. There is no way I'm giving them my checking account number just to get verified!