DVC'ers and Disney visa card

[BRADI98]

Just curious on how many and why DVC'ers are getting the new Disney visa card. What exactly is in it for us?? Does anybody have an idea on the benefits to members? We do not need hotel promos.

Looking into myself???

 

[patsal]

I like hotel promos to take the edge off of weekend points, for arrival days that are really late--hate to waste points when arriving at midnight or to just take a quick trip when I'm out of points but still have an active AP. Although the 1% is low compared to some reward cards I believe I can earn at least 1 PAP per year while still keeping my balance at zero every month. The no interest for Disney vacations make a cash cruise sound even better!

 

[Melrosgirl]

I received my card back in March. I only got it because I was looking for a card to replace my GM card (which I have earned lots of money on, but don't like any GM cars except for Saabs and they don't allow earnings to be used on Saabs.) Soooo, I was looking for something else. The Disney visa lets me earn a little bit of money to put towards tickets, etc. in the future. I already have $61 in Disney rewards coming to me on that card. Yes, I have put everything on that card during the last two months (furniture, house painting, etc.). I always pay off the balance, so any card that gives me something "free" is fine with me!

I don't notice any specific benefits for DVC members.

 

[Maistre Gracey]

I have the card as well. The main reason????? Probably because I am one of those people that gets sucked in by Disney marketing.
Okay, I admit it..... I like that it says DVC member and the Day 1 thing.
The promos are great, but you can get similar with other cards.

Have fun.....

 

[Poohnbuki]

There are a lot of cards out there that offer good benefits. But there is only 1 visa that say's Disney on it! -- Hey it is a good card since there is no annual fee and you earn rewards. It offers much more than the Disney Card does (have that too). I would suggest this card if you are diligent at paying your balance every month.

 

[dcbrown]

I used the card to book another cruise while onboard this last Easter....therefore got $200 onboard credit....no interest for 6 mos. and rewards for the price of the cruise....so in the long run I am not using points this time and I am paying the same as I paid in cash for the entire trip I just took!!

Sounds Good to ME!!

DCBrown

 

[DebbieB]

I got it for the reward dollars. The other cards I use have 1% returns. AOL Visa did give double on your $23.95 AOL monthy charge, other than that 1%. Sears gives 1%. Discover is under 1% unless you spend a high amount, then it goes up to 1%. American Express Optima is mostly 1%, they do have some double offers.

0% for first 6 months - I plan on using it on my trip in May and spreading it out over 2 or 3 months. I have 2 nights hotel over $600 + 2 AP's right off the bat when we get there.

 

[SINK]

I used my Disney Visa for my Disney Cruise Line bookings (Deposits and Final Payments), hopefully, Bank One will honor the 6 months no interest on DCL payments.

 

[mamarobin24]

What do I get?
I get to carry this cool red credit card with sparkles on it, and I get lots of Disney dollars. I too have been putting lots of things on it and paying it off.

. . .I'm basically addicted to Disney, as far as I can tell.

 

[sparkspeak]

Although the Disney cash benefits are not as much as other affinity cards (GM, Sony,etc,), I'm more likely to use the Disney benefits. And . . . I worry about accumulating frequent flier miles with the airline cards as they may be reduced in value. So, if Disney doubles points spent at Disney with their card, I'll probably use it a lot. I pay off monthly so interest rates are not a factor.

 

[Granny]

I had other affinity cards but switched over to the Disney Visa. Mainly because with DVC I know I'm going to Disney every year.

I know I could probably get better rewards with another card, but I look at it in this illogical way.

I'm going to Disney every year. DVC makes my accommodations affordable. Now the Disney Visa card will make my park admissions affordable. So the two memberships working together make Disney trips luxurious and affordable.

Hey...works for me!

 

[ncligs]

We got the card(Disney Visa) as a back up but still use our Continental Master Card for all our purchases.We accumulate enough FF miles to get at least 4 free airline tx every year.

 

[Frozenfingers]

Got mine thru the DC, so it doesn't have "DVC Member" on it, just "charter member". Bennies are the same though! Guess I got it cuz I liked the idea of getting a little something back and as long as we keep it paid up.. doesn't cost us anything. Hey, when it comes to Disney, I can rationalize with the best of them!

Besides, it looks great! Have had a number of clerks really eyeing it and smiling. Just sharing the magic

See you in Nov Brad!

 

[Mouse Ears]

I got it because Discover only offers 1% if you spend over a certain amount. I also had an auto rebate card, but I don't buy cars too often and even when I do, the rebate seems pretty meager relative to the purchase.

With Disney, I will make use of the dollars throughout the year and it will ease my guilt for buying all the Disney classics as they come out on DVD. As someone else pointed out, as DVC members, I know I will be spending money at Disney sometime soon.

Finally, it is the only card that has ever gotten comments or made me smile. I have never cared about 'Platinum' or any other logo, but seeing my card and hearing people comment remind me almost daily of my upcoming trip to WDW (not that I need the nudge, mind you...)! What's more magical than that?

 

[ArnyVee]

I get the same reactions from store clerks and others in line. It definitely sparks up conversations.

I got my Disney Visa because I spend a couple of thousand dollars a month and generally pay off the balance all the time. So, getting back some funds that I can use directly with getting myself a paid Disney seasonal pass is what I was looking for. I've accumulated about 25-30 reward dollars so far and I figure when my passes are up, I'll have enough to cover for at least one pass.

Other than that, I'm also such a huge Disney fan that I had to have it anyways.

 

[mamarobin24]

I also have had the experience of having store clerks comment on it. It's the only card that the clerk at Walmart has ever said, "cool!!" while I was checking out. Of course this started me talking about Disney, which is when my 14.5 year old son started slinking away. . . .

 

[erikthewise]

I got it because my current visa card was not a reward card, and I wanted a reward visa. You can't use American Express everywhere. Case in point: we had to have our roof redone, and the roofer wouldn't take amex but would take visa. So at least we will get a nice dinner from Disney out of it.