Just the other day I saw someone post 12 reservations for rent at popular resorts and/or popular room categories. This is commercial.
I saw someone post their website advertising themselves a as Disney loving family that wants to help you get cheap Disney accommodations by renting their points to you. There is a photo of them in front of the Villas at
Disneyland Hotel, just a Disney loving family who wants to rent occasionally when they cant go? No absolutely not, and THEY KNOW THIS. They have a website, professional renting contracts. This is a commercial endeavor. (also I have seen them post many times, because this is business!)
If you have to think about a one off scenario when you may want to rent then you are not who is being targeted. Its simple. It's very clear that many people here do not see the blatant commercial renting that happens on other platforms.. if they did they would not be questioning these personal style scenarios as something Disney may care about. There is much bigger fish to fry than someone who cant go for a year or two.