Well generally speaking, I am an onsite snob. As long as I am at a WDW resort of any level I am happy!
I have stayed at all the values, Music and Pop on more than one occasion. Sometimes I stay there to save points on the weekend, sometimes I stay there because I am out of points. We do this with the mods too (which I also love). The values are a lot of fun. I think you get more than what you pay for in a sense. For a mother daughter trip, I can't imagine that a value wouldn't be fine. My family of four has stayed in a value room since our DVC purchase on several occasions. In April we stayed at Music for six wonderful nights.
Music is my current value favorite. The new rooms are great, it has the prettiest landscaping, its more quiet than the other values and we have really enjoyed our two stays there. When we stayed there in April, they had pooside games and movies for the kids, they had a bin of towels out by the pool every day (big improvement) and we had a great time.
Not all trips can be at a deluxe or DVC level for my family. So I am really glad the values are there for us when we need them. I have never one time stayed at one and thought "omg, what have I done, these people are tacky and this resort is awful". Its Disney after all!
Oh forgot to add, I love the food courts and really miss those when we stay at a DVC. Thus far the only DVC I have stayed at that offered decent counter service was SSR (but I have only stayed at SSR, OKW and BWV). I also find myself looking forward to that daily maid service. You can't beat that with a stick and so I sort of tell myself how lucky we are to be staying at a value or mod and receive those perks. And whats not to love about waking up to a giant Mowgli, Mickey Phone or Coke cup outside your door? I think they are a lot of fun. I love my DVC more but that's to be expected. If I didn't, kill me now for paying all that money and monthly dues for something I didn't love more than a value!