I've heard that some people will get a Disney Gift card and load it with money about what they might spend on the dining plan (or less) and they find they don't spend as much.
This is what we do at DLR, and it works very well.
For WDW we had a rental car and knew we'd be out and about a bit more often, so I just made a line item in our budget for food and tips. Budgeted $100 per day for food (which is just over what the normal plan would have cost us) and $20 per day for tips (overbudgeted for food tips b/c we were only having one TS per day, but used the overage for Bell Services etc).
We did buy the TIW card.
Some days we went over that daily budget (Tusker House day, for instance), but many days we were WELL under it, and that includes ALL the groceries we bought on our two big Publix trips. Overall, we came in about $200 under our budget, which means using the plan would have cost us more (with nothing left for groceries).
We ate EXACTLY what we wanted. Nothing was wasted and we didn't overeat (a big issue with hubby, and the main reason he wanted us to avoid the dining plans) and it worked out very well for us.
So even just having money budgeted for food works, if you can keep track of it while you're on your trip!
Thank you so much for the explanation but we don't have AP's so it would not do us any good. My concern with doing the
DDP is taking the time to eat all those meals that are included as we would generally have groceries and do at least breakfast in the room along with snacks. It would be a totally different dining experience for us but I guess we have to sit down with menus and a spreadsheet and crunch the numbers to be sure. Might be fund to do once...
If it sounds like fun to you, you could always try it for a trip! To us, we LIKED having food in the rooms for the mornings, and for evenings on the days that we had lunch ADRs instead of dinner. It was very enjoyable for us to make food in the villa when we wanted to. It did NOT sound enjoyable to us to HAVE TO have food that others prepared every single meal, every single day.
I think that we should find the most financially reasonable way to get what we WANT, to get what is fun...not to get a plan and maximize its use when it's not how we truly wish to eat. That's my opinion.
What is the TIW card and are you able to still make dining reservations in advance if you use this instead of the DDP?
You can always make ADRs, no matter how you plan to pay. Someone else described the TIW card earlier in this thread and did a very good job of it, so I won't repeat. But anyone can make ADRs.