DVC 1,000 Point Club (2025)

What on earth do all you 1000pt'ers do for a living?! I need to make some better career choices. lol.
I will bite and share my story. Most of my points were bought at heck of a deal price. But I wont pretend we didnt spend a lot on my points. I never would have bought direct if resale wasnt a thing. Resale got me obsessed with this product. My mindset is of the these are still worth something so I didnt just "spend" money. I cant say I live in a modest home, but I don't spend on name brands, cut my hair myself and I am huge into bargain hunting and saving where I can. My car is 10 years old and paid off.

I am a SAHM who homeschools her son, but I always have some sort of side gig for a little extra money. Youtube, eBay etc. My husband is the president of a door company. We were both lucky early in life which has helped us in many ways throughout our life. He went to trade school so he had very little to no student loans. That helped us immensely over the years. I was a single teen mom who had to grow up and become responsible real quick, I held down a job and made okay money as waitress, I was very lucky that someone cosigned for a loan for me on my first home (condo) when I was 18. This really set me up to be financially comfortable throughout my life. I sold that condo and made a large profit, decided to leave CA (huge impact on ours finances since CA is so expensive) and bought my next house, sold that for profit and so on. So most of our expendable income stems from that first home purchase at 18. If you ever have the chance to help a young person that you trust to secure their first home you could really be impacting their life positively for their entire life. (it was not my parents who cosigned the loan for me)
 

What on earth do all you 1000pt'ers do for a living?! I need to make some better career choices. lol.
Also DINKS here although we do have cats. I’m a physician and spouse is a psychologist. We started with a resale BCV contract in 2009 and then followed it with a direct VGF in 2012/2013. At that time we were living on the west coast and only went to WDW once a year because it was so easy to get to Hawaii, Vegas, etc from where we were living at the time.

Since moving back to the midwest, we have added on a bunch of DVC points partly because it’s not as easy to get places as it was when we lived on the coast. Also, since moving back to the midwest and since covid, we’ve gotten more set in our ways and prefer to vacation at a place where we have set things that we do ie always eat at certain restaurants, hit certain bars etc. We now travel to WDW twice a year and DL once a year - the familiarity makes the trips easy to plan and makes the trips low pressure in terms of feeling like we need to do stuff. The “room experience” is also really important to us - having space to spread out and relax. We have 8 nights in a poly bungalow coming up and we previously acquired SAP+ at BLT for the purpose of being able to stay in a bungalow on a regular basis. We are ridiculously excited about the bungalow stay.

I realize that paragraph makes it sound like we are in our 80s but I promise you we are in our 40s!
 
Me googling what a DINK is. :rotfl2: Now that sounds like I am 80.

I can say even my adult child costs me money these days even though she is super financially stable
 
Me googling what a DINK is. :rotfl2: Now that sounds like I am 80.

I can say even my adult child costs me money these days even though she is super financially stable
Conversation with said adult child yesterday...
Me: if I cant get the GV at Aulani are you okay with a studio and not a 1 bed if I have to book a separate room?
Her: you are paying right?
 
/
We got our points over the long haul. We started in 2006 with a 230 point SSR contract. We thought that was going to be all we would need. Oh were we so wrong! We picked up around 1000 points in the aftermath of the 2008 recession. I paid around $35 pp for those contracts. We buy direct sometimes too.....we bought our first 200 points at Riviera Direct and the next 475 were via resale.
 
Moving in the wrong direction, having just sold our small HHI contract, we're now back at 890 Points.
We were using HHI as a stop-over on our drives to WDW from the Mid-Atlantic. After our last trip, I am no longer up to the grind of I-95, (construction delays, sub-par hotel experiences, worsening road rage and crazy drivers).
We will be using the Autotrain from here forward. There are Pros & Cons with that, but overall positive experiences.
My signature line is now down to 3 resorts (No More BCV/No More HHI), but don't count me out of the 1000 point club yet, as I am watching the SSR/BLT/AKV prices on the resale market. :)
 
I feel like you will own 1K points in the near future. You can say no all you want, I also said no many many times. I even said no chance when I was only 32 points away from 1K.
Considering my drunken sailor spending spree of 590 points in 3 months I think you may be right 🤣🤣 I also feel my SSR may be ROFR-ed.

I always feel that way, but at $82 pp and a new incentive I am scared. Ofc it won't stop me from trying to find another one but at the price I'm willing to pay I feel like Disney may be the one benefitting from my lowball offers 🤣

What worries me about more points is how situations change. Right now were living it up with extended family, but let's just say a restraining order is over soon and if dad comes back in the picture of our extended family the 2 bedroom party will be over.

I will say that for right now I don't have enough points if this SSR doesn't go thru then goodbye two planned trips next year 😔 I
also feel like since I'm local to the parks it's not to much of a risk because weekend trips will be very easy and very tempting. I will book a room for any occasion I can think of and justify the 1000 point club 🤣🤣
 
Considering my drunken sailor spending spree of 590 points in 3 months I think you may be right 🤣🤣 I also feel my SSR may be ROFR-ed.

I always feel that way, but at $82 pp and a new incentive I am scared. Ofc it won't stop me from trying to find another one but at the price I'm willing to pay I feel like Disney may be the one benefitting from my lowball offers 🤣

What worries me about more points is how situations change. Right now were living it up with extended family, but let's just say a restraining order is over soon and if dad comes back in the picture of our extended family the 2 bedroom party will be over.

I will say that for right now I don't have enough points if this SSR doesn't go thru then goodbye two planned trips next year 😔 I
also feel like since I'm local to the parks it's not to much of a risk because weekend trips will be very easy and very tempting. I will book a room for any occasion I can think of and justify the 1000 point club 🤣🤣
We are a party of 3 most times but sometimes a party of 6. Even as party of 3 I can blow through these points no problem.
 
Also DINKS here although we do have cats. I’m a physician and spouse is a psychologist. We started with a resale BCV contract in 2009 and then followed it with a direct VGF in 2012/2013. At that time we were living on the west coast and only went to WDW once a year because it was so easy to get to Hawaii, Vegas, etc from where we were living at the time.

Since moving back to the midwest, we have added on a bunch of DVC points partly because it’s not as easy to get places as it was when we lived on the coast. Also, since moving back to the midwest and since covid, we’ve gotten more set in our ways and prefer to vacation at a place where we have set things that we do ie always eat at certain restaurants, hit certain bars etc. We now travel to WDW twice a year and DL once a year - the familiarity makes the trips easy to plan and makes the trips low pressure in terms of feeling like we need to do stuff. The “room experience” is also really important to us - having space to spread out and relax. We have 8 nights in a poly bungalow coming up and we previously acquired SAP+ at BLT for the purpose of being able to stay in a bungalow on a regular basis. We are ridiculously excited about the bungalow stay.

I realize that paragraph makes it sound like we are in our 80s but I promise you we are in our 40s!
I survived as a SINK (Single Income Numerous Kids) ! :earboy2:
Nobody else going to share what they do for a living to afford all these points? Did I get too deep in my share and scare everyone off :rotfl2: :rotfl2: :rotfl2:
Do for a living ??? Who has time to work; we spend our time in Disney OR planning to return to Disney !!!
 



















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