It depends on how you eat. If you crunch the numbers and come out close to even, then I wouldn't do it - so you can increase your flexibility. But for some, they save a lot of money with it. We would spend a lot more money with the dining plan so we don't do it. We also love our flexibility! We don't do many table service at all and don't do any character meals, so that probably makes a huge difference. Plus, we have a car and sometimes eat dinner off-site. We also don't mind QS - it's not all burgers and pizza. Actually, we need to actively seek those out if we want those!