Do you borrow, do you use disc. cash ressies or only points??

[Kathi OD]

We only have our original 150 points. We don't go to WDW every year, but usually within 15 months of the last trip. We usually use our points for something though. We rarely stay a full week - 5 days is enough for us, but we do stay on weekends.

Our trips to WDW are generally in November (F&W, Jersey Week), but this year we're waiting and going at the end of January. We usually stay in a 1BR at OKW. The only time I had to borrow was the year we traded out to II for a trip to Sedona in the spring and then wanted a 2BR at WDW for November. I'm usually banking points.

 

[MEK]

Well, I bought 200 points and I borrowed for my June trip. Now I am borrowing for my Dec trip. In 2009 I will borrow from 2010. Sooner or later I will add on, but for right now I am going to ride out the borrowing wave! I will need to avoid weekends in 2009 to keep my point expenditure lower, but I don't min staying a night or two at one of the mods before a 5 night DVC stay. I like to visit different resorts, so I will probably continue to see the regular resorts on cash with AP or AAA discounts.