Do you avoid telling some people about a DVC purchase?

[Sandisw]

I don’t avoid talking about it because everyone knows how much I love going to Disney!

 

[Robbie Cottam]

Does buying a resale contract without telling your spouse also count?

In the divorce that will be brought up

 

[Robbie Cottam]

Personally, this question sounds like someone needs approval of their peers to justify personal life chooses.

One of my former co workers and friend use to tease me about my Dvc contracts….
When his wife found out he had to find out if I would rent them points, then on the trip, she bought points….

If you are happy with your purchase be happy.
if as a grown adult you need someone else to approve your purchase for you, maybe that wasn’t the right purchase for you….

Just my two cents

 

[aceshigh73]

Personally, this question sounds like someone needs approval of their peers to justify personal life chooses.

One of my former co workers and friend use to tease me about my Dvc contracts….
When his wife found out he had to find out if I would rent them points, then on the trip, she bought points….

If you are happy with your purchase be happy.
if as a grown adult you need someone else to approve your purchase for you, maybe that wasn’t the right purchase for you….

Just my two cents

Disagree, but ok....

Its more about dealing with judgemental family.

 

[E2ME2]

Does buying a resale contract without telling your spouse also count?

Yuup!
2 people I avoid telling:
DW and my Financial Planner

 

[JulieBeeRN]

I don’t tell people unless they ask me about it.

 

[tom1944]

People ask me how retirement is.

The response always includes the fact that we purchased DVC and will be taking trips with our granddaughter.

There has been no negative feedback at all.

 

[DVCsloth]

I only talk about it with other enablers!

 

[Mackenzie Click-Mickelson]

Disagree, but ok....

Its more about dealing with judgemental family.

Well to be fair you're judging your family by calling them cheap plus you don't need to disclose to people that you're a good upstanding person when it comes to finances that would only come in play if someone is totally okay with the purchase but is concerned about the person doing the purchasing because of their financial habits. I'm also not sure what cheap is supposed to denote here. I'm extremely frugal in my every day life but have splurges on things here and there like certain vacations.

I'm not agreeing with your family's judgement of your choices just pointing out being judgmental doesn't appear to be a one-way street here.

 

[MillauFr]

I can't understand why you'd keep it a secret just to avoid having someone confront you about money. Tell them it's none of their business and to **** off. When I acquired my latest dog, a very nosy aunt asked how much she was (she's an AKC purebred Golden Retriever, by no means cheap around here), I ripped her a new one for her blatant rudeness and she never said another word. Sometimes people just need to be told off when they violate the norms of polite society.

Exactly. If they are rude to me about it I'll just ask them why they are saving every last $. So their heirs can blow it in Las Vegas?

 

[Mackenzie Click-Mickelson]

I would imagine this is two different topics:

1) Purchasing of a timeshare
2) Purchasing of a timeshare for Disney

A person who likes timeshares may not see the point in being locked into Disney (either because it's too limiting or because it's Disney and they don't "get it")

A person could not like timeshares and just consider it all one and the same and just not "get it" either.

I would think most people share the knowledge with those they know would like it or appreciate it and that would have nothing to do with someone else being judgmental but rather knowing your audience. So if you have non-Disney fans it probably wouldn't make as much sense to voluntarily share you've purchased DVC. If you know someone is anti-timeshare it also wouldn't make as much sense to voluntarily share regardless of it being DVC or not. You kinda know what you're getting yourself into and if it were me I wouldn't want to knowingly get into it.

 

[radiodome21]

Coworkers. I actually try not to tell them most of anything about vacations or the things I buy. Being economical with money is one thing but telling us how much they save with every decision they make is a bit much. When I bought my SUV 5 years ago I was reminded that my wife already had an SUV.

 

[aceshigh73]

Well to be fair you're judging your family by calling them cheap plus you don't need to disclose to people that you're a good upstanding person when it comes to finances that would only come in play if someone is totally okay with the purchase but is concerned about the person doing the purchasing because of their financial habits. I'm also not sure what cheap is supposed to denote here. I'm extremely frugal in my every day life but have splurges on things here and there like certain vacations.

I'm not agreeing with your family's judgement of your choices just pointing out being judgmental doesn't appear to be a one-way street here.

Lol. Ok….

I get called cheap too. So it’s a similar situation. I cut where I don’t care, and spend where I enjoy.

 

[Mackenzie Click-Mickelson]

Lol. Ok….

I get called cheap too. So it’s a similar situation. I cut where I don’t care, and spend where I enjoy.

Yeah but like I'm not talking about cutting where I don't care. I'm saying I actively don't spend because of xyz. For example about a week and a half ago I went to Khol's and bought several items. My husband knows though that I won't be spending much money because that's just how I am. Is it cheap of me because I bought $6 pair of jeans (because they were half off of the clearance price)?My version of frugal isn't that I bought those $6 jeans so I could afford to go on our $7K cruise (that was in July). I did it because that's just my personality.

If you're called cheap as well then I have no idea how that really belongs in the conversation about your relatives, kettle meet pot kind of thing.

I gather this is more because they have made comments over time that have rubbed you the wrong way and I can totally understand that but in a way I do understand what Robbie is getting at. I don't think you have to keep it a secret but I think this is just like any other topic out there some people will get it others don't. That doesn't have to be it's the other people who are in the wrong, people have different interests and views on things. Now if they are continuously poking at you asking you if you bought another contract just constantly ribbing you then yes that's obnoxious. I don't really talk about our weekly virtual movie nights with father-in-law's wife because after the first time she gave a look like she doesn't understand what in the world we are doing and why and then said "wait I don't get it you do what". I could take offense at that and I sorta did at first then realized it was the Disney part she was not getting, am I keeping that a secret? no not at all but no point in discussing it when around her.

 

[Robbie Cottam]

Disagree, but ok....

Its more about dealing with judgemental family.

That is the exact point I was making

 

[aceshigh73]

Yeah but like I'm not talking about cutting where I don't care. I'm saying I actively don't spend because of xyz. For example about a week and a half ago I went to Khol's and bought several items. My husband knows though that I won't be spending much money because that's just how I am. Is it cheap of me because I bought $6 pair of jeans (because they were half off of the clearance price)?My version of frugal isn't that I bought those $6 jeans so I could afford to go on our $7K cruise (that was in July). I did it because that's just my personality.

If you're called cheap as well then I have no idea how that really belongs in the conversation about your relatives, kettle meet pot kind of thing.

I gather this is more because they have made comments over time that have rubbed you the wrong way and I can totally understand that but in a way I do understand what Robbie is getting at. I don't think you have to keep it a secret but I think this is just like any other topic out there some people will get it others don't. That doesn't have to be it's the other people who are in the wrong, people have different interests and views on things. Now if they are continuously poking at you asking you if you bought another contract just constantly ribbing you then yes that's obnoxious. I don't really talk about our weekly virtual movie nights with father-in-law's wife because after the first time she gave a look like she doesn't understand what in the world we are doing and why and then said "wait I don't get it you do what". I could take offense at that and I sorta did at first then realized it was the Disney part she was not getting, am I keeping that a secret? no not at all but no point in discussing it when around her.

I hear what you are saying. Everybody is different and and everyone has different ideas on what "cheap" is.

To some of my friends and family, we are cheap. To my family that i was referencing in the original post, we spend too much $$. So its not a pot/kettle thing i dont think.... ?

PS. I love deals on stuff like clothes or anything similiar.. If im spending $$, I try my darnest to get the best deal. (ask my DVC guide! LOL!)

 

[bakerworld]

We originally kept our DVC private due to Timeshare stigma. When we got over that, basically by listening to others stories of timeshare experiences, we started talking about it. I know relatives who aren't DVC and should be but who am I to tell them they are throwing away $. Our youngest said timeshare purchase was brought up at a conference she was attending. The remark being the only timeshares of worth were the very expensive ones, like DVC, and 'normal' people couldn't afford them. She thought it was an interesting viewpoint. I guess we're abi-normal because we're certainly not wealthy, which is why we joined DVC.

Another aspect of not mentioning we're DVC is at WDW. I tend to use the AP discount as it is, usually, the same as DVC. Both discounts show in my Apple Wallet so I get, "Oh, you're DVC." I don't understand the need for the comment as I am using the AP discount.

The third aspect of keeping our DVC membership private is people think we know Disney trivia or have tricks to getting on the bigger rides or steep discounts for tickets and airfare. Nope. I just like going to WDW and DH just likes being in Florida. I figure WDW is a win-win, he gets his heat while I get to not see homeless people, farms, and Walmart. LOL

 

[Nursemanit]

I don't tell anyone - to the point I refuse to use Davids to rent my points because they require (for some vague reason) that I give them another contact person, no one knows I have DVC so that was not going to happen. I find not telling others or discussing money to be a good policy.

 

[Mackenzie Click-Mickelson]

we're certainly not wealthy, which is why we joined DVC.

When you join though can have a big impact on that. I'm not saying you joined long ago but those who did got in at a way different price point even when adjusting for inflation. Plus Disney has diluted the DVC product over time making fewer and fewer perks.

I don't think you have to be wealthy to join DVC but it's not at the same price point in terms of accessibility as it was before. Resale can net you some good savings but you are also giving up all discounts and many perks due to that.

 

[GoingSince1990]

Fortunately nobody we know pries into our business, and very few of them even really know what DVC is. People know we go to Disney a lot and once in a while we might say something like “we joined DVC, it lets us stay in villas that have kitchens” and that’s usually the end of it. On this forum where we live and breathe points, contracts, expiration dates, direct and resale, 7 months and 11 months, and so on, it’s easy to forget just how little “normal” people know, or care, about all of this.