Disney Visa questions

[missypie]

I noticed that Disney Visa members sometimes get a discount code for disney vacations. Is it different from the discount code offered?

I think that sometimes, the room only discounts are available to Disney Visa holders about a week before they are available to the general public. Watch disboards and mousesavers for these. Last time they were offered, I think that I finally got an email from Disney Visa telling me about the discounts the day before the general public could get them. You'll get the scoop imediately here and on mousesavers.

 

[moviegirl11]

I got my card earlier this week! Only took just over a week for it to come. Woohoo! Now I'll have to use it for something so i can get my gift card.

 

[moviegirl11]

ok i used my card yesterday. We'll see how long it takes for the gift card to arrive.

 

[Luv4Disney]

LaLa, I will definitely PM you if I decide to sign up!

Thanks guys for your input. I read the fine print on the application but its hard to tell how good a deal is from the advertisements.

I actually have 0% APR for a year. But we pay it off every month anyway. Also, I believe I have a coupon in the back of my Birnbaum's book for a $50 gift card once you're approved and use it. You're free to have it since we already have a Disney Visa. PM me and I"ll check on it for you.

 

[Camicar]

Can you apply your reward points to a Disney Adventures trip?

 

[iamalittlegoofy]

What can you not use the points for? Tickets? Rooms? Or can they be used for anything Disney?

 

[honey11dog]

You can use your rewards points for Disney owned hotels, restaurants, and stores. And yes you can use them toward the purchase of tickets. Although I think only if you purchase them through Disney not one of the discount ticket brookers. You can also use your rewards on Disney cruises. We used them on all of these things on our last trip. We are saving up now for our next trip.

 

[iamalittlegoofy]

Thank you.

 

[mill4023]

There are 3 things I like about having a Disney Visa.
1. Having a cool looking card with Mickey on it.
2. Getting the first shot at discounts like free dining. (the public got the same thing a few days later)
3. Getting 0% for 6 months on vacation packages.

Other than that, it's really not a good rewards card. You don't get bonus points on Disney purchases. It's just a straight 1%. Almost all other rewards cards give you double or triple points on certain purchases(like paying for a room at the Hilton with your Hilton credit card), so you actually have an opportunity to accrue some worthwhile rewards. And even without the bonus points, you can get a lot more value out of other hotel or airline cards.

Disney Visa = 1% value
Most airline cards = 2%
Many hotel cards = 2-5%

So even though I have the Disney Visa and will keep it, I put almost all my purchases on my Starwood Amex card.

If I spend 40k on my Disney Visa, I get $400.
If I spend 40k on my Starwood, I get 5 nights at the Swan/Dolphin or even at the Sheraton Times Square. So that 40k gets me anywhere between $1000 and $1500 of value instead of $400.

 

[mh1973]

Your best offer is likely to get it through this link. It gives you $50 in rewards!

http://www.firstusa.com/cgi-bin/web...=disney_50ddrd_altmedia&page=cont&mkid=6SWH11

If I apply for this one, can I use a referral so that a friend can get $25 for referring me?

 

[disneykate28]

If I apply for this one, can I use a referral so that a friend can get $25 for referring me?

Hi, Mh!
If you don't already have someone else's referral, I would be happy to help! Just PM me! Happy spending with your Disney Visa! I love mine!