Disney Visa- $1 DDD/$100 spent...HOW does it work, exactly?

[MommyBryn]

Is it per $100 per billing cycle, or is it total? For example, if I spent $225 in one billing cycle, I get 2 Disney Dream Dollars, right? Then, if I only spend $75 on the next billing cycle, do I get 1 DDD for that one since combined with the previous billing cycle it would equal $100, or do I get NO DDD for that billing cycle?

Does my question make sense? It just occurred to me that I might want to ask this!

 

[cepmom]

they round up (or down) depnding on how much you spent during the billing cyle. So if you sepnd $225 one month, you will get 2 reward dollars. If you spend $75 the next month., you will still get 1 reward dollar because they rounded up. They do not combine it with the previous months amount. If you had only spent $45 the second month you would get no reward dollars. Hope that helps

 

[MommyBryn]

really? so if I only ever spent $75 on each billing cycle I'd still earn 1 reward dollar each time?

 

[cepmom]

unless something has changed, that's how I understand it.

 

[aka-mad4themouse]

really? so if I only ever spent $75 on each billing cycle I'd still earn 1 reward dollar each time?

Yep! In fact, if you only spend $51/month you would still earn 1 DDRD each of those months.

 

[MommyBryn]

wow, that sure makes it easier to earn rewards!

 

[MommyBryn]

So basically, you might as well use a different (like point per dollar) card if you're not going to spend at least $51/billing cycle, right? I mean, because less than that and you get nothing for the month (as opposed to a point per dollar card).

 

[SuzanneSLO]

You get 1 Disney Dollar if you spend between $50 and $149.99 in the biling cycle, 2 Disney Dollars if you spend between $150 and $249,99, etc. As a result, it really makes sense to get your spending up over the next threshold, then switch cards until the next cycle. Also note, that you get about 2% return if you only charge $50 each month, but it does take a while to earn $20 so that you can actually spend it! -- Suzanne