Hi there,
Wished I had done it years before I did in 2000/1, my wife was the problem. She thought there had to be a catch, but there's not. We love it, I don't want to belittle others vacations, but nothing is better than staying on site in my opinion and in your own little "home". It's the best.
We spoke with friends, they hated hearing about DVC then they bought too, then other friends bought also. We 13 friends are really happy with DVC.
Remember to buy the resort you want to stay at, either buying direct from DVC or resale, you are treated just the same. Finance is also available although when we returned we found a loan for a lot cheaper APR then changed to a new loan. It's finished in a couple of months, fantastic.
WE LOVE OUR DVC !!!! DO IT