@havaneselover - mine show up on the statements as 1% then a separate line for the 5% bonus category, so it does end up being 6%. Between that and the 5% off the price in store/online, it'll be 12% total IF I get credited for the eBates.
@hsmamato2 - yes, I'm talking about the quarterly bonus category, which includes restaurants and club stores this quarter.
Personally, I count it as a discount since I will use the "points" for money off of my credit card bill when I have spent extra on vacation stuff, and since we pay that off monthly there are no extra charges.
Are you sure the 1% isn't for purchases in non-bonus categories? I have a Chase Freedom card and only get 5% not 6%. Also the Chase website lists it as 5% cashback categories not a 5% bonus.
the other nice thing is after they ring you up you just swipe the GC, no need to discuss or debate it as the sale is just completed automatically as if you were using a debit or cc.