We are scheduled to take our 4th cruise on Disney this coming May. We have used cash twice and a combination of cash and points on the third one.
Was the kids price that I paid higher than what was offered under fall fantasy. YES (
DVC and
DCL have a prenegotiated price for cash persons which is comprable with EBS, but can not compare to any promotions that are offered subsequent to the contract date)
Was my cruise worth the points and cash I paid - DEFINITELY YES. I paid $524 for my 7 day cruise. ($459 for DS and $75 trade fee).
Were the points worth it? YES. I had the points. I had one week vacation to use them. Yes the accomodations were smaller than what I would have gotten at DVC, but they also included Food, Entertainment, Transportation to exotic places.
If I had vacationed at WDW, the amount of money spent for food, tickets, shows would have been far more than $524.
I would also like to stress one thing about the price we pay for cash on the cruises. It is based on the best price available at the time the contract between DVC and DCL is negotiated (Early Book Special). If DCL decides to offer other specials like Fall Fantasy, Sunshine Getaway, etc, DCL is not obligated to extend those special to the DVC members as they already have the contract signed.