Debt Dumpers 2025

[Tygerlilly]

Not to corrupt you.. I know we're the Debt Dumpers thread but the I Love Credit Cards thread could probably show you how you can get cc points to cover the flights.

Yes, I've lurked in that thread for a while now. I'm just not in the situation yet to play the credit card game. I'm insanely jealous of everyone who can travel hack tho! Hopefully in a few years I can get to that point to join in!

 

[ruadisneyfan2]

I discovered this Debt Snowball calculator. It will show you when you'll be out of debt and shows the payments along the way.
https://undebt.it/debt-snowball-calculator.php
You don't have to create an account to try it.

Even if you're not seeing the light at the end of the tunnel yet, hopefully this lights your way.

 

[Tygerlilly]

I discovered this Debt Snowball calculator. It will show you when you'll be out of debt and shows the payments along the way.
https://undebt.it/debt-snowball-calculator.php
You don't have to create an account to try it.

Even if you're not seeing the light at the end of the tunnel yet, hopefully this lights your way.

Decided to play around on it a minute and did a very rough estimate at the CC debt we have and input it all. If we follow only the snowball with doing an extra $30/month above just the min payments, we can knock our CC debt out in a year. Obviously I want to do that faster, but interesting to see it can happen fairly quickly.

 

[barkley]

Decided to play around on it a minute and did a very rough estimate at the CC debt we have and input it all. If we follow only the snowball with doing an extra $30/month above just the min payments, we can knock our CC debt out in a year. Obviously I want to do that faster, but interesting to see it can happen fairly quickly.

those calculators can be addictive AND encouraging-have a few extra dollars at the end of the month? plug into the calculator how many days that will eat off the end date and it becomes a habit. we used a similar type for our mortgage and anytime I got a little rebate check or a utility bill ran a bit lower than expected I would plug in the numbers and see the days dropping off and the end date getting closer.