Not me, my husband. Yes, he will be 41 when he retires from the military. The pension payments start immediately, with annual cost of living raises. As the calculation goes, if he collects the pension for 40 years, they will pay out approx $4M before taxes. Very low cost health insurance for life for him and all his dependents is also part of the package. If he lives beyond 81, the payments just keep going, so potentially, it is worth even more. As his spouse, if he passes before me, I will continue to collect 55%
Your husband must be the youngest General Officer in about 60 years. You aren’t getting a 4 M pension and need to have a serious discussion about finances with your husband.