erincon23
<font color=blue>Everyone must have gotten a life
- Joined
- Sep 25, 2008
- Messages
- 2,788
Make sure you understand the unemployment laws. You don't lose your unemployment completely if you earn money one week -- generally, you get to earn up to a certain amount, and then unemployment pay is reduced $1 for each $2 you earn -- so you could legally come out with more per week for unemployment and some small job than unemployment alone. And if you earn more in a week on a job than unemployment allows, it just means that your eligibility gets pushed back a week -- if you don't take the week's available allocation this week, it gets pushed back making you eligible for another week. My hubby was out of work for two years, and had temp jobs and small contract jobs during that time -- he was able to collect unemployment some weeks and not others, but never went through his 26 weeks that were available to him. So don't assume that you'll lose your eligibility if you can get some additional income! Call and ask -- make sure you know exactly what you're entitled to.
Don't pay the credit cards if you don't have the money. You'll start getting TONS of phone calls -- use your caller ID and just let the phone ring (it's stressful, I know, but less stressful than not being able to pay for groceries). We went to see a credit counselor recently, and he said that the credit card companies are required to keep a reserve for the amount they expect to be unpaid -- you won't be hurting anyone (except your credit rating, and even that takes a while) or taking food out of someone else's mouth by not paying. Yes, you'll probably feel guilty -- you bought the stuff, you should pay, I know exactly how that feels -- but your kids have to be fed, your house has to be paid. YOu may or may not eventually pay for the "stuff" you bought, but you'll get through all of this. Remember, what doesn't kill you makes you stronger (and I ought to be pretty strong by now...). Good luck! Keep your chin up!
- Erin
Don't pay the credit cards if you don't have the money. You'll start getting TONS of phone calls -- use your caller ID and just let the phone ring (it's stressful, I know, but less stressful than not being able to pay for groceries). We went to see a credit counselor recently, and he said that the credit card companies are required to keep a reserve for the amount they expect to be unpaid -- you won't be hurting anyone (except your credit rating, and even that takes a while) or taking food out of someone else's mouth by not paying. Yes, you'll probably feel guilty -- you bought the stuff, you should pay, I know exactly how that feels -- but your kids have to be fed, your house has to be paid. YOu may or may not eventually pay for the "stuff" you bought, but you'll get through all of this. Remember, what doesn't kill you makes you stronger (and I ought to be pretty strong by now...). Good luck! Keep your chin up!
- Erin
) support.
He was spending literally hours each day applying for jobs. Just applying for 2 jobs a day probably isn't going to cut it. Try applying for maybe 20 a day. When he started spending at least 4 hours a day and applying for any and everything that he was even remotely qualified for...well that was when he started getting interviews and calls.
But do whatever! Fast food, wal-mart, who cares? Just get money flowing in. If your hubs works during the day and you work at night you can share the car and kiddos.
