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Glad to they caught it. How much hassle do you have to thru? New card it?

Getting the card locked and a new one issued hasn’t been too difficult the times I’ve had to do it. I think I caught something wrong twice and the bank caught it the other three times. If they see something that doesn’t fit normal patterns or is an onsite purchase more than about 200 miles away from the billing address they will hold the sale and send me an email asking if it’s legit. If I respond “no” then they lock the account and wait for me to call their fraud center.

I called them about an hour after the purchase late last night. They verified my identity by asking for the usual personal details plus a few questions a hacker is unlikely to know (like: knowing the make/model of a vehicle I sold off years ago or the county in which one of my former residences resides) . When they believe it’s actually me then they go over the recent charges and strike the ones that I verify are wrong. Then they open a new account, transfer the history and any accumulated rewards and have new cards stamped and shipped UPS rush. I was on the phone with them for less than an hour and should have new cards tomorrow by about noon. After that though you have to go out to every place where you use the old card to update that info and change the passwords (if you’re smart). That step takes a lot more time to work through every utility, service or vendor that may have the old number on record.
 
Getting the card locked and a new one issued hasn’t been too difficult the times I’ve had to do it. I think I caught something wrong twice and the bank caught it the other three times. If they see something that doesn’t fit normal patterns or is an onsite purchase more than about 200 miles away from the billing address they will hold the sale and send me an email asking if it’s legit. If I respond “no” then they lock the account and wait for me to call their fraud center.
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That really sounds difficult to me. Glad it wasn't worse. I do track expenses monthly, but never had those phone inquiries. I pay cash for most things, except for gas which i use the credit card. I don't do much online shopping.
 
Getting the card locked and a new one issued hasn’t been too difficult the times I’ve had to do it. I think I caught something wrong twice and the bank caught it the other three times. If they see something that doesn’t fit normal patterns or is an onsite purchase more than about 200 miles away from the billing address they will hold the sale and send me an email asking if it’s legit. If I respond “no” then they lock the account and wait for me to call their fraud center.

I called them about an hour after the purchase late last night. They verified my identity by asking for the usual personal details plus a few questions a hacker is unlikely to know (like: knowing the make/model of a vehicle I sold off years ago or the county in which one of my former residences resides) . When they believe it’s actually me then they go over the recent charges and strike the ones that I verify are wrong. Then they open a new account, transfer the history and any accumulated rewards and have new cards stamped and shipped UPS rush. I was on the phone with them for less than an hour and should have new cards tomorrow by about noon. After that though you have to go out to every place where you use the old card to update that info and change the passwords (if you’re smart). That step takes a lot more time to work through every utility, service or vendor that may have the old number on record.
Sorry for your luck. Any idea how you keep getting your number stolen? I mean is somebody at the local gas station skimming the cards or something? It just seems nuts that you've had it happen so many times recently.
 
Andy, this is right up your alley. I'm working with a company that uses cellular data along with GPS to tell spreaders how much seed to drop. Do you guys use anything like that yet on your farm?
 

Andy, this is right up your alley. I'm working with a company that uses cellular data along with GPS to tell spreaders how much seed to drop. Do you guys use anything like that yet on your farm?
Oh yeah... Darn near everything is GPS. We don't use any cellular data with it though. Everything is loaded into the computer via memory cards.
 
‘Morning all…
First, a general wish of pixy dust, beer and bacon for all.
Well… all except for the yutz in IL that hacked our credit card twice last night...

Feel for you. Bank of America Debit Card (Got rid of all credit cards 5 years ago) problem hotline knows me by name. "Oh, CJ, its you. Lose your card again?" Also hacked multiple times. I now have one card that I use for purchases, DD has one card and there are two cards (one for the kid's bills and one for mine) that are locked in a safe and unused for anything other than monthly bills.

The last time it was hacked it was the bill only card. I found a purchase at Wall Mart, called BoA and they said, "Sure you didn't use it?" "No, its locked in a safe. Besides, its Wall Mart, I never go there." Found out through their fraud division a guy at the Mini Storage place I use, stole the card number. Both BoA and Wall Mart went after him. What sucked about it was I had to contact all the people that use it to pay bills and change cards. PITA.
 
Something for the Ontario Dads. I'm seeing a pattern.

Yup. That's why I've quit following hockey for the most part. I wouldn't know a game was on if my phone didn't still have TSN alerts. At least I still have the WWE.
 
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That really sounds difficult to me. Glad it wasn't worse. I do track expenses monthly, but never had those phone inquiries. I pay cash for most things, except for gas which i use the credit card. I don't do much online shopping.
Sorry for your luck. Any idea how you keep getting your number stolen? I mean is somebody at the local gas station skimming the cards or something? It just seems nuts that you've had it happen so many times recently.
Feel for you. Bank of America Debit Card (Got rid of all credit cards 5 years ago) problem hotline knows me by name. "Oh, CJ, its you. Lose your card again?" Also hacked multiple times. I now have one card that I use for purchases, DD has one card and there are two cards (one for the kid's bills and one for mine) that are locked in a safe and unused for anything other than monthly bills.

The last time it was hacked it was the bill only card. I found a purchase at Wall Mart, called BoA and they said, "Sure you didn't use it?" "No, its locked in a safe. Besides, its Wall Mart, I never go there." Found out through their fraud division a guy at the Mini Storage place I use, stole the card number. Both BoA and Wall Mart went after him. What sucked about it was I had to contact all the people that use it to pay bills and change cards. PITA.

Not sure how the number is getting picked up, but it appears to either get sold off each time or is being used by some kind of ring. The bad purchases are nearly always at a mass retailer (Walmart, Target, Meijer) but always in a different state (FL, MS, IL). Only one of these attempts ever actually got the purchase to go through. The one exception was some kid in Denmark that hacked into a PayPal account to buy some kind of time or upgrade to his favorite Facebook game (I no longer use PayPal for that reason).

We only have one credit card as well, but use it for nearly every purchase and then pay the whole bill off at the end of the month (thus avoiding the interest charges; haven't paid a penny in CC interest in several years, but I get the points and cash-backs). The fact that there is fraud surveillance on it and that Chase will drop the bad charges if caught quickly is why I do that. If one of our debit cards were to be hacked, the bank or credit-union is under no obligation to drop any withdrawals and there is no recourse if your accounts get cleaned out.

Having to change the card number on file at the various places where I pay bills is certainly the biggest PITA, but it is better than contemplating the result of having our liquid savings cleaned out in one fell swoop.
 
Well back at it today, was tired of being laid up all day, going stir crazy. Sadly I'm not really over this, but got creative with meds to simulate being alive. Not knocking myself out by a long shot.

As soon as I got in, was pulled into the office for a sit down with a head office rep about my levels of inventory which I admit got a bit out of hand. Think I came out of it ok. Then it was disclosed to me that my buddy in the store, the one I can rely on to help out and is a positive influence to the store is being moved out. That'll make me so much smoother I'm sure. grumble.
 
My bad, mixing up Canadian Dads. Nick is looking to do DCL at the Holidays as well and I provided him some input. Sorry about that

Not your fault. All those Canadians look the same, like this:
themountie.jpg
 
They can't just be great because Belicheck is not likable and he doesn't give a $#%$#@ about making everyone happy (And because everyone hates a winner). It will come out that they have not "fudged" any rule that the other teams have not done... BLAH, BLAH, BLAH Justification, More BLAH, BLAH....

Find it funny that Nemie and Paul feel the need to defend deflated balls.

Same thing happened to Carroll protege Kiffin (another scum coach) before he got fired at USC. I really doubt it mattered much, NE was clearly the better team, but I am firmly in the Seahawks camp even though Carroll is another A**. I already owe you one Jim, care to make the game interesting?

Oh yeah... Darn near everything is GPS. We don't use any cellular data with it though. Everything is loaded into the computer via memory cards.

I am writing Iger to have them update Living with the land with you on the tractor and talking about the prevalence of technology in farming. Cool stuff.

When does planting season start?
 
Hot and slow are certainly valid description of the Carolinas. That too nice thing is an illusion though, believe me. Folks ‘round here are quick to say howdy or offer up a bit of hospitality, but with a wink and a nod they also generally believe that concentration camps are a fine idea (so long as they get to decide who gets tossed into one). As for being “That Yankee”, heck, the pure bloods hate everybody and better than half the population is transplanted from elsewhere anyway. You’d have fit in just fine.

Florence is certainly closer to the coast than I am but its best asset is being situated smack on I-95.
As such… WDW is only one left and two right turns to the south. ;)

The job was with a company called Koppers and the position was at a plant that produced RR ties, utility poles and other creosote laden products! I was there in mid July and I swear it was 200 degrees! At times I think about "what if". It was def an opportunity where you put a lot of effort in up front getting to know the business, but can put you on the fast track to executive management. If only 22 yo Brett was as wise as 39 yo Brett. haha.
 
Just wanted to quickly weigh in on the Pats (see what I did there?)
I certainly don't think that the under inflated footballs were a significant contributor, but it's the principal of it. This is the 2nd time that they have been caught cheating. It makes you start wondering how pervasive it really is?

IMO, the NFL needs to treat this seriously, if for no other reason, they didn't learn after the first punishment. If I recall, the NFL came down hard on the Saints re: bounties. Not an apples:apples comparison, but if you're going to punish a team bc they may have endangered players safety, doesn't a 2nd cheating offense warrant something similar? Stern lecture to the owner and coach now, followed by penalties for next year. You can't penalize folks 2 weeks out from the SB.
 
I am writing Iger to have them update Living with the land with you on the tractor and talking about the prevalence of technology in farming. Cool stuff.

When does planting season start?
I've always felt like if I could be a CM and work somewhere, I'd want to be there. :thumbsup2

We'll start planting mid to late April or May depending on what the weather does between now and then and how warm the soil is getting. We've got the planter parked in the shop now to put on some new seed openers and get it ready to roll. I'm in the process of shopping for a newer, bigger tillage tractor. Just wish the darn bank account was a little bit bigger. I wanted something newer than the 34 year old tractor with 7000+ hours that I have now... so I've found one that is 32 years old with 3300 hours and about 70 more horsepower that I might go look at.:thumbsup2 :rotfl:

This is the one I really want... but I can't afford to pay that much for a tractor that we'll use to pull a cultivator for a few weeks and then park it the rest of the year. I'm just trying to wait them out. It has been sitting on their lot for about a year now and they've finally dropped the price below 6 figures. Maybe they'll eventually get down to around $75,000. :rolleyes1
 
Played tennis tonite. Most all my injuries are aggravated. I need to install a hot tub in my house.

I've always felt like if I could be a CM and work somewhere, I'd want to be there. :thumbsup2

That would be a good fit for you. Since there isn't a CM position to sit on my butt & stay drunk on bourbon, I'll have to settle for boat transportation captain.

The last time it was hacked it was the bill only card. I found a purchase at Wall Mart, called BoA and they said, "Sure you didn't use it?" "No, its locked in a safe. Besides, its Wall Mart, I never go there." Found out through their fraud division a guy at the Mini Storage place I use, stole the card number. Both BoA and Wall Mart went after him. What sucked about it was I had to contact all the people that use it to pay bills and change cards. PITA.

I thought it had more to do with Paul & Jim buying merchandise with it. :lmao:

We only have one credit card as well, but use it for nearly every purchase and then pay the whole bill off at the end of the month (thus avoiding the interest charges; haven't paid a penny in CC interest in several years, but I get the points and cash-backs). The fact that there is fraud surveillance on it and that Chase will drop the bad charges if caught quickly is why I do that. If one of our debit cards were to be hacked, the bank or credit-union is under no obligation to drop any withdrawals and there is no recourse if your accounts get cleaned out.
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Just the one Disney Visa card as well. But, I try to use cash.

Well back at it today, was tired of being laid up all day, going stir crazy. Sadly I'm not really over this, but got creative with meds to simulate being alive. Not knocking myself out by a long shot.
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Feel better soon. Work stinks more when you're sick.

Not your fault. All those Canadians look the same, like this:
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:lmao: :rotfl: :lmao:
 














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