SaraJayne
<font color=red>Stop moving those smilies! <img sr
- Joined
- Mar 6, 2009
There isn't anything special per say about Mr. Ramsey. He just puts common sense budgeting into an easy present format and charges you for it.
Here is a free spreadsheet that will show you the effect of a debt snowball (which is a big part of what Mr. Ramsey preaches):
http://www.vertex42.com/Calculators/debt-reduction-calculator.html
Exactly what I was going to say.
Most of what he's selling is common sense.
Telling people to stop funding their 401K's while they pay down debt is nothing but irresponsible.