Curious? How many pay there dues right away?

[Disneypubgal]

I always pay mine the very first day... want the points on my visa for annual passes and don't want anything to happen to my existing ressies...

 

[FindTheMickeys]

I pay mine with my Disney Visa too, usually mid to end of January... But ALWAYS before the February 15th deadline...

 

[jlewisinsyr]

Not us, there's no cost to pay it over the course of the year and the amount of points/cash back isn't enough for me to worry about paying it off all at once.

Edit: We don't have a Disney Visa (don't care for Chase) and although our AMEX is great for buying things on, again, it's not worth tieing up money for a few dollars of cash back/rewards.

 

[childsplay]

I pay mine with my Disney Visa too, usually mid to end of January... But ALWAYS before the February 15th deadline...

Same, here.

 

[drusba]

We have automatic monthly withdrawal from bank account. We just look at it as why not do that when there is no extra charge. However, i can understand why many want to just pay it and get it over with and for many also get some credit card points. Also, all those who live in other countries (including even Canada) have no choice unless they set up a bank account in the US since Disney still requires a domestic bank account for monthly withdrawals, and that likely means, with those in US who choose to pay all at once, that majority do so.

 

[tjkraz]

Monthly payments. It's an interest free loan. The interest I earn by letting the money sit in my accounts adds up to a lot more than the 1% from Chase.

 

[erionm]

Monthly

 

[pilferk]

Monthly. Until they start charging some sort of fee for doing so, it's an interest free loan. The rewards dollars aren't, to me, worth it.

What I typically do is figure out (based on that years rate) what a year of dues is going to cost, take it out of my tax refund, and throw it in our savings account. I then transfer the amount out of savings, into checking, every month....and whatever we earn in interest just continues to sit there and earn interest, year after year.

 

[jlewisinsyr]

Monthly. Until they start charging some sort of fee for doing so, it's an interest free loan. The rewards dollars aren't, to me, worth it.

What I typically do is figure out (based on that years rate) what a year of dues is going to cost, take it out of my tax refund, and throw it in our savings account. I then transfer the amount out of savings, into checking, every month....and whatever we earn in interest just continues to sit there and earn interest, year after year.

Funny, you give an interest free loan to the government but take one from Disney.

 

[pilferk]

Funny, you give an interest free loan to the government but take one from Disney.

Yeah, the difference is....I can't get around the interest free loan to the government, try as I might.

I claim pretty much the max # of exemptions I can, have fuddled with my W-2 to fine tune, and taken every suggestion possible to reduce my bi-weekly loan to our federal government and still pay my share (ie: not have to write the fed a check every year).

But the kicker is always our charitable contributions, our municipal taxes, and the interest on our mortgage. I just can't adjust my w-2 for those, because they're variable by year.

So, the fed hands us back about a thousand bucks a year, and the state of CT (which doesn't allow much in the way of fiddling to minimize withholding) hands us back right around the same. Necessary evil, I guess.

 

[jlewisinsyr]

Yeah, the difference is....I can't get around the interest free loan to the government, try as I might.

I claim pretty much the max # of exemptions I can, have fuddled with my W-2 to fine tune, and taken every suggestion possible to reduce my bi-weekly loan to our federal government and still pay my share (ie: not have to write the fed a check every year).

But the kicker is always our charitable contributions, our municipal taxes, and the interest on our mortgage. I just can't adjust my w-2 for those, because they're variable by year.

So, the fed hands us back about a thousand bucks a year, and the state of CT (which doesn't allow much in the way of fiddling to minimize withholding) hands us back right around the same. Necessary evil, I guess.

Don't know about CT, but for Federal, you can increase your deduction above and beyond the expemptions by fixed amounts on the W-4, it's on line 4. I'd rather owe a little then give the government a free loan. But I understand your point, taxes are not cut and dry which makes planning difficult.

 

[Chuck S]

We used to always vacation in January, so we paid them by check at OKW front desk. However, our vacation habits changed, so now we do monthly bank debit.

 

[ChiSoxKeith]

We pay ours monthly.

 

[wildernessDad]

Monthly payments for us too.

 

[frank808]

Monthly payments from checking. Painless and easy.

 

[SSR]

Monthly payments. It's an interest free loan. The interest I earn by letting the money sit in my accounts adds up to a lot more than the 1% from Chase.

I'd love to find a bank where I can earn anything near (never mind over) 1% in savings/checking. Not sure how you're earning a "lot" more than 1%, but I'm jealous.

 

[jlewisinsyr]

I'd love to find a bank where I can earn anything near (never mind over) 1% in savings/checking. Not sure how you're earning a "lot" more than 1%, but I'm jealous.

Think beyond traditional banks and beyond savings/checking. It's not hard to do.

 

[dianeschlicht]

We have automatic monthly withdrawal from bank account. We just look at it as why not do that when there is no extra charge. However, i can understand why many want to just pay it and get it over with and for many also get some credit card points. Also, all those who live in other countries (including even Canada) have no choice unless they set up a bank account in the US since Disney still requires a domestic bank account for monthly withdrawals, and that likely means, with those in US who choose to pay all at once, that majority do so.

Yes, that's what we do too, and we've been doing it for the entire 13 years we've been members.

 

[nunzia]

I just transfer what my dues will be monthly into an interest bearing online bank, then when dues are due I charge the dues for the reward, then pay the CC out of the account that has the dues amount in it. So I get my pathetic interest during the year and then my little reward amount too.

 

[Checkers]

We usually pay around the end of January and charge to our Disney Visa for the points. We transfer $ to another account every month to pick up whatever interest we can throughout the year and then pay the Visa off when we get it.