When you stay on points, there are no additonal fees or taxes to pay. The only things on your bill at check out will be the items/meals you personally charged to your room and a small charge for phone calls if you made any during your stay.
Best wishes -
P.S. Please do not type your posts in all capital letters. It is hard to read and on the internet boards, it is considered "shouting".
I'm not sure I'm completely clear on your question. But if you purchase a DVC resale contract, then the only thing you have to pay each year for accommodations is the annual maintenance fee...currently about $4.00 - $4.25 a point per year.
Holly Molly, if you're the type who likes to pay for souvenirs and meals as you go rather than charge them to your room, you'll really get a kick out of resort check-out. You'll get a bill for exactly $0.00!