I think it's totally worth paying more to stay on site. When you are on site you get the full ambiance of Disney, the whole package as it were, not to mention the convience of staying on site. I also love the POFQ. It's a wonderful hotel. It's just the right size so that everything is within a short walking distance, 5 mins max. It's nicely themed and the rooms are very nice. Also, you can take the boat to POR and use their pool or take the boat to DTD, which is nice. I wish they hadn't been booked up for our upcoming trip, otherwise I would have stayed there.