Controversial...

[Anal Annie]

I know you said you had the money for it and I'm glad you're independently wealthy but STILL... IMO it's not quite the same thing as buying 3 pair of shoes, 2 outfits & a handbag in one shot and quietly slipping them into the closet...

 

[izzy]

You could do like my mother does when she buys something new and my father calls her on it.

Oh these old points? I've had had them for years.

 

[bumbershoot]

The OP is saying she would need to confess when the contracts came...it's not like she's planning on hiding it away after forging his name (like my FIL did with my MIL's life insurance policy, took a 20K loan from it). He'll know before they're totally committed.

If we were in a position to do such a thing, in our relationship it would work if I were the one making the decision...but it wouldn't work if hubby did it.

 

[Deb & Bill]

If your husband's name is on the original contract, it will have to be on any add-on contracts. If you leave it off, it will be a new master contract separate from the first.

If his name is on the contract, he will have to sign the paper work which must be notorized.

 

[circhead]

My hubby is a sweetheart. He has spoiled me rotten for our entire marriage (26 years and counting). We own DVC (350 pts at VWL) and my husband hates amusement parks. I've been to Disney in the triple digits and he's still in single digits.

One time I cosigned a car loan for one of our kids without telling him. I didn't think it would be a problem the kid had a job and the means to pay it. Guess what the kid lost the job and we were on the hook. He had a fit, he told me if I ever committed us to that much money again without talking to him first our marriage would be in serious trouble.

Talk to your husband - even if the money is separate from your joint money -
he'll probably agree to it if you have a strong enough reason. He's a good guy - you've already got DVC - he may see the sense in having a few more points. Do not put your marriage in jeopardy by making such a big purchase without consulting him.

 

[dianeschlicht]

If your husband's name is on the original contract, it will have to be on any add-on contracts. If you leave it off, it will be a new master contract separate from the first.

If his name is on the contract, he will have to sign the paper work which must be notorized.

That's correct, and legally, even if he is not an owner on it, if he and you are married, he must sign (in some states). Here in our state, ANY real estate transaction (and timeshares qualify for that here) must have the signatures of spouses even if they do not have a financial interest in it. We are currently trying to sell my deceased father's house. I am the PR for my father's estate, but his second wife's children own the other half of the property. That means there are 5 of us total, and even to list this property, we had to have 10 signatures. Even though the spouses have no guaranteed interest, they have inferred ownership by right of marriage.

Besides that....I just wouldn't ever do something like that. Maybe that's why DH and I have been married nearly 41 years!!!

 

[Simba's Mom]

I'd recommend against forging his signature, if that thought has crossed your mind. I tried that once and I got caught It was a completely different situation, DH knew, but he was on a long international business trip when the paperwork came, so I thought I'd just speed it along. At that time, no notarization was necessary for add-ons. I've forged his signature so many times, but this time DVC sent it back, saying it didn't match his signature on file well enough. And by the time they received it, then sent it back to me, he was almost home from his business trip, so they got a "legitimate" signature. But it was rather embarrassing!

 

[Traveliz]

The OP clearly stated (or at least it is how I read it) that she was essentially getting the ball rolling - would have the contract in hand - and would have to persuade him to sign it. There is no mention of her purchasing on her own, forging it, or drugging him to sign it without his knowledge. She even states she has the money available.

I can see in some dynamics how it would be easier to go the route of having everythng ready for him, a clear argument of why its a worthwhile purchase, and the paperwork right there rather than discussing it and then starting the process.

Only the OP knows how things work at her house. And sure I could see doing something like that.

Liz

 

[yitbos96bb]

This is totally NOT my usual persona, but I have had thoughts about adding on without telling my spouse ahead of time. The current incentives with lowered price are SOO tempting, and I have the money available. Obviously I would have to confess when the contract comes to sign, and would have to use *ahem* strong persuasion to get him to sign. Anyone ever done such a thing? I think DVC has made me crazy.....

Um... that's bad. Just be honest and talk with your spouse.

 

[La2kw]

I'd never hear the end of it and would probably have to sleep on the couch for at least a month if I made such a large purchase without coming to an agreement with DW first. She usually brings me back to earth when I have such harebrained ideas.

 

[rlduvall]

In my marriage, I have always taken the 'kindergarten' approach "Do unto others as you want done to you." It's amazing how effective that can be.

Now, don't take that so literal as to mean buy DVC points unto one another, as you would want.

 

[5forDiz]

Only the OP knows how things work at her house.......

Exactly & that would mean she already knows the answer, but she came here asking.....some are for & others against what she's considering


.

 

[Eliza'sMom]

The thing is, what if you can't convince him once the contract arrives? Aside from the implications for your marriage, what about the sellers? Maybe they're selling for such a fair price because in this economy, they really need that money. What if they would have had other offers that would have come through, but because they accepted your offer and the sale was pending, they missed out on those opportunities? Maybe I'm a fool, but I'd feel guilty for potentially stringing the sellers along that way. Seems like bad karma all around.

 

[Deb & Bill]

The thing is, what if you can't convince him once the contract arrives? Aside from the implications for your marriage, what about the sellers? Maybe they're selling for such a fair price because in this economy, they really need that money. What if they would have had other offers that would have come through, but because they accepted your offer and the sale was pending, they missed out on those opportunities? Maybe I'm a fool, but I'd feel guilty for potentially stringing the sellers along that way. Seems like bad karma all around.

If a buyer backs out of a resale after the contract has been agreed to by both parties, the buyer loses his/her deposit. The deposit is split between the selling agent and the seller. I've been through that twice with one single contract. I was mad, but got free money. And I wasn't really depending on selling the contract.

 

[swc1061]

Duck Fan - My mother actually goes to length of hiding stuff in the basement so when she says she's had it for a while she's not kidding

 

[quentina]

Ok, I am either very lucky or have a very understanding husband....I have...bought our first house without him seeing it (we discussed what we wanted), traded in his cars numerous times for new cars...he would just come and sign the papers and yes...have done add ons without telling him.

I work greater than full time (55-60 hours per week), have a great job (recently got a $30,000 bonus check) and too be honest..I like to spend money!

My husband has the...you work, buy what you want attitude. I will say, he was stressed a few years ago when his Eagle Talon disappeared and the new Mercury Cougar appeared

 

[culli]

Wow I need a wife like the ones who post out here

Don't get me wrong my wife loves Disney but as far as the research etc, she is like "whatever" just let me know when we are going. I found a great SSR contract bought it she could care less, just got a BCV offer in waiting to pass ROFR she again doesn't care....Trying to get her excited about a deal or anything is well....insert cliche here__________

I would love to have my wife as excited about this stuff as many of you are, your husbands don't know what they are missing. Then she wonders why I'm on the boards all day!

 

[culli]

Ok, I am either very lucky or have a very understanding husband....I have...bought our first house without him seeing it (we discussed what we wanted), traded in his cars numerous times for new cars...he would just come and sign the papers and yes...have done add ons without telling him.

I work greater than full time (55-60 hours per week), have a great job (recently got a $30,000 bonus check) and too be honest..I like to spend money!

My husband has the...you work, buy what you want attitude. I will say, he was stressed a few years ago when his Eagle Talon disappeared and the new Mercury Cougar appeared

I like the way you think but.... I would have been filled with joy when my Eagle Talon disappeared and very stressed when a Mercury Cougar showed up Ok ok that was probably below the belt but couldn't pass it up.

 

[nickspace]

I really feel that making such an expensive purchase without telling your spouse is deceptive and undermines a marriage.

 

[Disneydonnam]

I did an add on at BLT and surprised my husband with the cruise. We already own at BWV and BCV and I know he would say we didn't need any more points. The incentives they are offering was to good to pass up. I say if you can afford it go for it.