Closing Time!

Quick question ( I emailed title company last night) my husband accidentally got a cashier’s check made out for $30 more than our balance due. I notified the title company but I don’t expect a reply until Monday and I wanted to get this sent off Monday morning.

We paid the deposit with a debit card. Balance due was $16267 and he mistakenly told the bank $16,297.

Should we just take the check back and have them issue a new check? Or if we send the current check will it cause a delay in closing?
 
Quick question ( I emailed title company last night) my husband accidentally got a cashier’s check made out for $30 more than our balance due. I notified the title company but I don’t expect a reply until Monday and I wanted to get this sent off Monday morning.

We paid the deposit with a debit card. Balance due was $16267 and he mistakenly told the bank $16,297.

Should we just take the check back and have them issue a new check? Or if we send the current check will it cause a delay in closing?
We paid our balance while the title company was correcting the closing amount. We overpaid by more than that and they told me they would send a check. It didn't cause any problems. So you shouldn't worry about it, other than to tell the title company like you've done
 
(An update, as points were loaded earlier today -- I didn't need to ask)

Home Resort: Bay Lake Tower
Broker:
Title Company: DVC Title & Escrow
Offer made: 5/28/24
Offer accepted: 5/28/24
Sent to ROFR: 5/29/24
Passed ROFR: 6/14/24
Closing docs received: 6/14/24
Closing docs returned (buyer): 6/14/24; (seller) 6/25/24
Closing: 6/27/24
Deed recorded: 6/28/24
Contract showing on membership: 7/19/24
Points in account: 7/21/24

Days total: 54
 
Final Update! All done!

Home Resort: Villas at Grand Floridian (Contract #3)
Broker: https://www.fidelityrealestate.com/
Title Company: https://www.dvcclosings.com/
Offer made: 5/26/2024
Offer accepted: 5/27/2024
Sent to ROFR: 5/29/2024
Passed ROFR: 6/17/2024
Closing docs received: 6/18/2024
Closing docs returned: 6/18/2024
Closing: 6/28/2024
Deed recorded: 7/1/2024
Contract Showing on Membership (existing member): 7/20/2024
Points in account: 7/21/2024

Days Total: 56

Seemed like it took forever, but in reality, it was rather quick. From the Broker to the title company very smooth.
 

Final Update! All done!

Home Resort: Villas at Grand Floridian (Contract #3)
Broker: https://www.fidelityrealestate.com/
Title Company: https://www.dvcclosings.com/
Offer made: 5/26/2024
Offer accepted: 5/27/2024
Sent to ROFR: 5/29/2024
Passed ROFR: 6/17/2024
Closing docs received: 6/18/2024
Closing docs returned: 6/18/2024
Closing: 6/28/2024
Deed recorded: 7/1/2024
Contract Showing on Membership (existing member): 7/20/2024
Points in account: 7/21/2024

Days Total: 56

Seemed like it took forever, but in reality, it was rather quick. From the Broker to the title company very smooth.
Congrats!This gives me hope! Our deed was recorded one day after yours. The wait is excruciating!
 
Final Update

Home Resort: AKV
Broker: DVC Resale Market
Title Company: Magic Vacation Title
Offer made: 5/18/24
Offer accepted: 5/18/24
Sent to ROFR: 5/22/24
Passed ROFR: 6/11/24
Closing docs received: 6/11/24
Closing docs returned: 6/12/24 (buyer)
Closing docs returned: 6/21/24 (seller)
Closing: 6/27/24
Deed recorded: 6/28/24
Contract Showing on Membership (new member): 7/20/24
Points in account: 7/21/24
 
Home Resort: Riviera
Broker: http://www.dvcbyresale.com
Title Company: http://www.jsweetlaw.com
Offer made: 5/12/24
Offer accepted: 5/13/24
Sent to ROFR: 5/15/24
Passed ROFR: 6/17/24
Closing docs received: 6/18/24
Closing docs returned (buyer): 7/1/24; (seller) 6/24/24
Closing: 7/1/24
Deed recorded: 7/2/24
Contract showing on membership (existing): 7/22/24
Points in account:

Days Total: 71 so far
 
UPDATE:

Home Resort: Boardwalk Villas
Broker: https://www.fidelityrealestate.com/
Title Company: First American
Offer made: 4/28/24
Offer accepted: 4/29/24
Sent to ROFR: 5/1/24
Passed ROFR: 5/20/24
Closing docs received: 5/29/24
Closing docs returned (buyer): 5/29/24
Closing docs returned (seller): 6/20/24
Funds wired: 5/29/24 (received confirmation funds arrived shortly thereafter)
Closing: 6/28/24
Deed recorded: 7/01/24
Contract Showing on Membership (existing member): 7/22/24
Points in account:

Days Total: images.jpeg
 
UPDATE:

Home Resort: Boardwalk Villas
Broker: https://www.fidelityrealestate.com/
Title Company: First American
Offer made: 4/28/24
Offer accepted: 4/29/24
Sent to ROFR: 5/1/24
Passed ROFR: 5/20/24
Closing docs received: 5/29/24
Closing docs returned (buyer): 5/29/24
Closing docs returned (seller): 6/20/24
Funds wired: 5/29/24 (received confirmation funds arrived shortly thereafter)
Closing: 6/28/24
Deed recorded: 7/01/24
Contract Showing on Membership (existing member): 7/22/24
Points in account:

Days Total: View attachment 879049
Woohoo at last!
 
I just happened to log in to check something on the DVC dashboard today and was surprised to see that I had my second contract for VGF show up. I haven't gotten an email yet about it so go figure! I wanted to post it in case others have been waiting and need a data point.

Home Resort: VGF
Broker: https://www.fidelityrealestate.com/
Title Company: https://www.dvcclosings.com/
Offer made: 5/21
Offer accepted: 5/22
Sent to ROFR: 5/30
Passed ROFR: 6/18
Closing docs received: 6/26
Closing docs returned: 6/26
Closing: 7/2
Deed recorded: 7/8
Contract Showing on Membership (Existing Member - New UY): 7/22
Points in account: ??

Days Total: 62
 
I just happened to log in to check something on the DVC dashboard today and was surprised to see that I had my second contract for VGF show up. I haven't gotten an email yet about it so go figure! I wanted to post it in case others have been waiting and need a data point.

Home Resort: VGF
Broker: https://www.fidelityrealestate.com/
Title Company: https://www.dvcclosings.com/
Offer made: 5/21
Offer accepted: 5/22
Sent to ROFR: 5/30
Passed ROFR: 6/18
Closing docs received: 6/26
Closing docs returned: 6/26
Closing: 7/2
Deed recorded: 7/8
Contract Showing on Membership (Existing Member - New UY): 7/22
Points in account: ??

Days Total: 62
Dang, 14 days from recorded to showing on membership. Don't get my hopes up :D
 
Update: Now the second long wait begins …

Home Resort: Animal Kingdom Villas
Broker: www.fidelityrealestate.com
Title Company: https://www.dvcclosings.com/
Offer made: 6/14
Offer accepted: 6/14
Sent to ROFR: 6/17
Passed ROFR: 7/9
Closing docs received: 7/9
Closing docs returned by buyer: 7/9
Closing docs returned by seller: 7/19
Deed recorded: 7/23
Contract Showing on Membership (new member): -
Points in account: -

Total days so far: 39

After the deed was recorded I discovered a mistake in the document regarding the name of the notary (on the seller side), but it was quickly corrected. The process with agent, closing company and sellers has been enjoyable and easy.
 
Update!

Home Resort: BWV
Broker: ********
Title Company: www.dvcclosings.com
Offer made: 5/29
Offer accepted: 5/31
Sent to ROFR: 5/31
Passed ROFR: 6/19
Closing docs received: 6/24
Closing docs returned: 6/24 sellers: 7/1
Closing: 7/2
Deed recorded: 7/2
Contract Showing on Membership (new member): July 23
Points in account: hopefully soon
woohoo! Congrats!!
 
Final Updates x2:

Contract #1:

Home Resort: Copper Creek Villas & Cabins at Disney's Wilderness Lodge
Broker: https://*************.com
Title Company: DVC Title & Escrow
Offer made: 5/31/24
Offer accepted:5/31/24
Sent to ROFR: 6/1/24
Passed ROFR: 6/19/24
Closing docs received: 6/19/24
Closing docs returned: 6/19/24 (Buyer)
Closing: 6/27/24
Deed recorded: 6/28/24
Contract Showing on Membership (new member): 7/19/24
Points in account: 7/20/24 (After requested in Live Chat)

Days Total: 50 Days


Contract #2:
Home Resort: Copper Creek Villas & Cabins at Disney's Wilderness Lodge
Broker: https://*******.com
Title Company: Duncan Title & Escrow
Offer made: 5/31/24
Offer accepted:5/31/24
Sent to ROFR: 6/1/24
Passed ROFR: 6/20/24
Closing docs received: 6/24/24
Closing docs returned: 6/24/24 (Buyer)
Closing: 6/25/24
Deed recorded: 6/27/24
Contract Showing on Membership (existing member): 7/21/24
Points in account: 7/23/24

Days Total: 56 Days
 
I just happened to log in to check something on the DVC dashboard today and was surprised to see that I had my second contract for VGF show up. I haven't gotten an email yet about it so go figure! I wanted to post it in case others have been waiting and need a data point.

Home Resort: VGF
Broker: https://www.fidelityrealestate.com/
Title Company: https://www.dvcclosings.com/
Offer made: 5/21
Offer accepted: 5/22
Sent to ROFR: 5/30
Passed ROFR: 6/18
Closing docs received: 6/26
Closing docs returned: 6/26
Closing: 7/2
Deed recorded: 7/8
Contract Showing on Membership (Existing Member - New UY): 7/22
Points in account: 7/24

Days Total: 64
Points showed up in the wee small hours of the morning.
Good luck to everyone else - I hope your contracts and points are speedy!
 



















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