The problem is, you don't know if she has it until it's too late (the contagious phase is before the breakout). She might have it, she might not, how do you know? She's almost 4, there have been many times at daycare when she was exposed to cp, and she never got them. I am soooo crossing my fingers that she is immune.
We do have insurance, that's not the problem, we'll get the money refunded. It's just not a money thing. We just don't ever get to take another trip like this for the same money.
We booked the hotel for 14 nights, so if we don't get to board the ship, we'll still have a place to stay, so in that case, travel insurance will probably only refund the cruise fare. (I am happy to stay in Orlando a little longer if she does break out.....-No, just kidding) We just can't go a couple days, weeks, or months later either, as this trip was 'perfectly' timed with school holiday, son's birthday, and we got all the ADR's we wanted too. ;-(
But seriously, It's not like, oh we can't go now, let's cancel and go in july./august during the summer holidays, as just the airfare will be triple of what we paid now.