CCV Direct or More Resale (CCV or SSR)

It just amazes me how much unsold inventory the must have at SSR to run a promotion like this given they barely buy any SSR back.
I'm sure they have bought some back as we really only see rofr reports from maybe 2 brokers but I'm also wondering with the fiscal year being in the 2nd quarter are they offering this and then looking over every SSR contract more closely to flip during ROFR.
 
It just amazes me how much unsold inventory the must have at SSR to run a promotion like this given they barely buy any SSR back.
They also get inventory via foreclosures for nonpayment of dues, but I don’t think anyone here tracks that.

Edited to add - foreclosures for defaulting on direct-purchase mortgages too.
 
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Well, I think I can officially say I will not be making this direct purchase. Not ready to share the full details yet, but let's just say I will soon be posting on another thread that beings with the letter "R" :-). And, this is going to be a much, much cheaper way to get my dopamine hit. Didn't think it would happen so quick, but it did.
 
Well, I think I can officially say I will not be making this direct purchase. Not ready to share the full details yet, but let's just say I will soon be posting on another thread that beings with the letter "R" :-). And, this is going to be a much, much cheaper way to get my dopamine hit. Didn't think it would happen so quick, but it did.
In your situation that was 100% the move. I’m sitting on that thread waiting for the deal to post. Let’s go!!
 

Spoke too soon. Deal fell apart. Seller thought I could take over their monthly dues payment for them rather than having them pay the full 2026 year dues (which I was declining to reimburse). Since I don't really need these points right now, only willing to buy if I don't have to pay those (and get a pretty good price/point deal).

That said, I am reminded of the high you get from scoring a great deal, so I think this has illuminated my path forward. Skip the direct points for now, wait for the right resale deal to come along.
 
Spoke too soon. Deal fell apart. Seller thought I could take over their monthly dues payment for them rather than having them pay the full 2026 year dues (which I was declining to reimburse). Since I don't really need these points right now, only willing to buy if I don't have to pay those (and get a pretty good price/point deal).

That said, I am reminded of the high you get from scoring a great deal, so I think this has illuminated my path forward. Skip the direct points for now, wait for the right resale deal to come along.

Bummer - a better deal is waiting for you!
 
I am late to this party and am probably repeating a lot of what has already been said.

If it was me, I would hold for now. I would not buy CCV direct, and instead load up on CCV resale (if needed) when the time comes.

You have more than enough RIV direct points to stay at any future resort.

If you are 100% sold on CCV direct, then I would absolutely inquire about two studio FW between Week 48-50 (plus whatever you need to hit 300). There’s no downside, those rooms are always in high demand and who knows what the future will hold - you and your DW may decide to use when the kiddos are in college.

Edited to add: or buy two of the same FW studio so each of you kids could use with their own families down the road!
This is a great idea!!
 
Spoke too soon. Deal fell apart. Seller thought I could take over their monthly dues payment for them rather than having them pay the full 2026 year dues (which I was declining to reimburse). Since I don't really need these points right now, only willing to buy if I don't have to pay those (and get a pretty good price/point deal).

That said, I am reminded of the high you get from scoring a great deal, so I think this has illuminated my path forward. Skip the direct points for now, wait for the right resale deal to come along.

Resale deals are the ultimate dopamine hit. I got a hit from my credit card bonus stacking to buy direct but it was nothing like getting my Aulani fully loaded sub contract at $97pp. My BW at $101 was pretty good too. Good luck! I am rooting for you!! :cheer2:
 
Well, I've got until Saturday to tell my guide whether I'm pulling the trigger. Had a quick chat with her this afternoon.

At this moment, I think I'm back in the FOMO camp and am thinking I will pull the trigger on 300 direct CCV points. I'm thinking I will sell my 150 point resale contract and keep my 200 point resale contract. That gives me 500 CCV points, which are enough for a 2 BR during the highest points season with a little left over. (And, since our spring break is always the week leading up to Easter, that is unfortunately the week I have to think about for ideal number of points.)

Everytime I look at another potential resale contract, I just can't help but think, well, but for this much more, I could get unrestricted points. Yes, it's a big premium to pay, but if you think you're in this for the long run, it is arguably worth it. It's not a slam dunk by any means, but it is certainly is a hedge against the future and whatever more surprises DVD has for us to further devalue resale.

Welcome more thoughts from anyone. Tell me I'm crazy. Tell me I'm a genius. You won't offend me.

Assuming my current mindset remains, I would welcome thoughts on how you'd break up a 300 point direct CCV purchase. I currently own 600 RIV points (2x150, 2x100, and 2x50) and 350 resale CCV points (1x150, 1x200). Likely selling the 1x150 CCV contract if I do this. With the new $500 CAF, and the uncertainty over whether small point contracts will fetch a premium, I'm not sure there is much point to going to something more than 2x150. Maybe 2x100 and 2x50? Maybe 3x100? I can see some arguments for either of those, but I'm not sure I find them a lot more advantageous than just 2x150.


Good luck! Just remember that you can not share whether or not you will be selling any contracts!!
 
Resale deals are the ultimate dopamine hit. I got a hit from my credit card bonus stacking to buy direct but it was nothing like getting my Aulani fully loaded sub contract at $97pp. My BW at $101 was pretty good too. Good luck! I am rooting for you!! :cheer2:
But it's a very slooooow dopamine drip.
 

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