Cash or Points - What would you do?

[DebbieB]

I agree with lizziepooh. I have 250 points and am not in a financial position to buy more. When my mom was alive, we used to do 6 or 7 nights at OKW in May in a 1 bedroom. Weekend nights were 48 points. I could pay cash for around $320 for the Friday and/or Saturday nights and stretch my 250 points (we also stayed at BWV in early December for 6 nights, all points) plus we never changed rooms. $320 vs 48 points is under $7 a point, which is close to the initial buy-in plus dues for an add-on. Now that she has passed away, 250 points is more than I need so I'm glad I didn't buy an add-on. Using cash for those 1 or 2 weekend nights allowed me to stretch my points when I needed to without the long term committment.

 

[DISNEY FIX]

Has anyone done some kind of cost benefit analysis on:
If every couple years or so they infused their account with a nice amount of transfered/bought points? That should save you money?
Thanks
Chris

 

[Dean]

Has anyone done some kind of cost benefit analysis on:
If every couple years or so they infused their account with a nice amount of transfered/bought points? That should save you money?
Thanks
Chris

I would think it would only save you money over buying the points if you got a good deal on the points, say $8 per point or less. Certainly for a one time larger trip it's a good options but as far as just getting the points cheaper, I don't think it will. What you could do would be to rent reservations for distressed points for trips already planned and free up your points getting more use of them.

 

[mikeandkarla]

This is how I look at it. When I add my maint fees and my original cost per point, I figure my cost per point for this year is less than $7. So $7 x 39 points is $273 which is still less than the cash DVC discount of $299 plus tax. Yes I know I could rent them for $10 then pay cash, but would not go to the trouble to do that for l or 2 nights. So, I would just use my points for the weekend unless I had a plan to use them for another trip. If I needed to save points and pay cash for 2 nights, I would probably just stay at a value or moderate resort for those nights.

could you break down the figure that led you to $7 per point per UY? Thanks