Can I still get 2009 points?

[RJLechner]

We purchased BLT with a Feb use year. I already have addonitis. I am hoping that the deal on the Holiday webcast will be good enough for me to convince DH that we need more points now.

If we purchase in Dec. will we still get 2009 points with the magic of Disney banking those 2009 points for us? Or will we just get 2010?

 

[Rob S.]

If they are still available you will get them and you will have no problem banking them even though you are past the banking window.
I've added on right before my use year and was able to get the "bonus" points. People do it all the time.

 

[Doctor P]

If they are still available you will get them and you will have no problem banking them even though you are past the banking window.
I've added on right before my use year and was able to get the "bonus" points. People do it all the time.

That may or may not be the case. Our use year is June. Our name came up on an add on list through Disney in April one year. Our closing took place in May and we were NOT allowed to bank the points into our next use year. I complained and they said tough luck, too bad. We did end up renting the points at a bargain basement price and the person we rented them to WAS allowed to bank them--boy did that steam me to no end. The latter loophole has been closed as far as I know, but there is no guarantee you will be able to bank points purchased late in your use year, even though many people report that they have been able to do so.

 

[RobDoc]

That may or may not be the case. Our use year is June. Our name came up on an add on list through Disney in April one year. Our closing took place in May and we were NOT allowed to bank the points into our next use year. I complained and they said tough luck, too bad. We did end up renting the points at a bargain basement price and the person we rented them to WAS allowed to bank them--boy did that steam me to no end. The latter loophole has been closed as far as I know, but there is no guarantee you will be able to bank points purchased late in your use year, even though many people report that they have been able to do so.

How recently did this happen?

Originally, DVC was very strict about the banking deadlines and would not allow members to bank beyond the deadline when making add-on purchases. Basically, if you purchased the add-on during the last 2 months of the Use Year, they would not allow them to be banked. That policy was relexed a few years ago where members have been allowed to bank points right up to the end of their Use Year with add-on points. This is one of those changes that has had little discussion, but does benefit members greatly.

MS has always allowed transferred points to be banked beyong the deadline - and I agree 100% that it's unfair that a member could not bank points acquired in a purchase thru DVC yet the transferree could bank the same points.

I can't recall when the policy was changed about banking add-on purchases, but it has been in place for a number of years now - even prior to the 2006 "enhancement" of the banking deadlines where we could only bank up to 25% of our point total up thru the end of the 10th month of our Ue Year but now can bank 100% thru 8 months.

 

[SuzanneSLO]

We purchased BLT with a Feb use year. I already have addonitis. I am hoping that the deal on the Holiday webcast will be good enough for me to convince DH that we need more points now.

If we purchase in Dec. will we still get 2009 points with the magic of Disney banking those 2009 points for us? Or will we just get 2010?

If the OP buys in Dec, will 2009 dues be assessed? -Suzanne

 

[DMKEDM]

We've done four add-on's, three in late January w/a Feb UY...all three times I banked the current-year (which had 10-20 days left in the year) points ... these were done in 2007 & 2008...

 

[Figment2]

I've added on six times and once it was two weeks before my December use year. I was able to bank the points with no problem.

And every time I've added on I've been assessed current years dues.

Cyn

 

[arthur06]

I've added on six times and once it was two weeks before my December use year. I was able to bank the points with no problem.

And every time I've added on I've been assessed current years dues.

Cyn

You are assessed current years dues... but if you have a DEC UY, and add on in November, then you are only charged a prorated portion of the year.

 

[Doctor P]

How recently did this happen?

Originally, DVC was very strict about the banking deadlines and would not allow members to bank beyond the deadline when making add-on purchases. Basically, if you purchased the add-on during the last 2 months of the Use Year, they would not allow them to be banked. That policy was relexed a few years ago where members have been allowed to bank points right up to the end of their Use Year with add-on points. This is one of those changes that has had little discussion, but does benefit members greatly.

MS has always allowed transferred points to be banked beyong the deadline - and I agree 100% that it's unfair that a member could not bank points acquired in a purchase thru DVC yet the transferree could bank the same points.

I can't recall when the policy was changed about banking add-on purchases, but it has been in place for a number of years now - even prior to the 2006 "enhancement" of the banking deadlines where we could only bank up to 25% of our point total up thru the end of the 10th month of our Ue Year but now can bank 100% thru 8 months.

2006 to the best of my recollection and from what I can tell. But, the point is that when it is only matters in terms of recent PRACTICE. In recent years, it seems like they HAVE been allowing it, but there is no ASSURANCE nor is there anything said that doesn't allow them to change back the other way at any time just like they changed to a more liberal policy a few years ago.

 

[disneynutz]

We purchased BLT with a Feb use year. I already have addonitis. I am hoping that the deal on the Holiday webcast will be good enough for me to convince DH that we need more points now.

If we purchase in Dec. will we still get 2009 points with the magic of Disney banking those 2009 points for us? Or will we just get 2010?

DVD policies can change at anytime and sometimes seem to vary depending on which marketing group your Guide belongs to. Your best bet is to contact your Guide for the latest information.

Bill

 

[RobDoc]

2006 to the best of my recollection and from what I can tell. But, the point is that when it is only matters in terms of recent PRACTICE. In recent years, it seems like they HAVE been allowing it, but there is no ASSURANCE nor is there anything said that doesn't allow them to change back the other way at any time just like they changed to a more liberal policy a few years ago.

The important thing to remember here also is that the banking of add-on points is not covered in the POS. The banking deadlines can always be rigidly applied if MS wants to do that (as they certainly have in the past - we were not allowed to bank add-ons during the last 2 months of our Use Year back in the late 90's) or they can allow those points to be banked as a passive /unstated sales incentive as they have been in the last several years.

Unwritten policies can be changed whenever they choose. The POS provides a policy regarding the banking of points and has allowed add-on purchases to be banked beyond that policy for awhile now - but that does not mean it hasn't changed or can't be changed. It has certainly been an advantage for those purchasing thru DVC directly, but is contrary to written policy.

 

[RJLechner]

Thanks everyone for sharing your experiences. Once we see what the deals are with the webcast, we'll contact our guide to make sure we can bank the points but it sounds like that shouldn't be a problem.

I am hopeful that the ability to bank the points which will allow us to use points for an extra trip we are planning to pay cash for in 2010 will be the the final bonus to make DH agree to an add on. My fingers are crossed. Now just need to wait for the webcast!!!

 

[Mattsmommy]

I have an August use year. This year was our first summer vacation at HHI and i was there the last week of July. I did an add on July 31 and was able to get 2008 point and I also was able to bank them. My guide made sure that the paperwork was processed right away so I can bank them.

 

[Dean]

The important thing to remember here also is that the banking of add-on points is not covered in the POS. The banking deadlines can always be rigidly applied if MS wants to do that (as they certainly have in the past - we were not allowed to bank add-ons during the last 2 months of our Use Year back in the late 90's) or they can allow those points to be banked as a passive /unstated sales incentive as they have been in the last several years.

Unwritten policies can be changed whenever they choose. The POS provides a policy regarding the banking of points and has allowed add-on purchases to be banked beyond that policy for awhile now - but that does not mean it hasn't changed or can't be changed. It has certainly been an advantage for those purchasing thru DVC directly, but is contrary to written policy.

Technically it is covered in the POS from how I read it in that the rules should apply across the board. To date they have often given a one time benefit to members if something happens and have allowed banking of the points. However, all of these options are beyond the rules as posted in the POS though they could change as noted. If I were buying I'd deal with that issue up front and in writing so at least both parties would know where they stood. It is my guess (and only a guess) that they will count this as the one time double secret exception for those contracts in question. My recollection is also that of them not allowing banking after the deadlines in the early years.

If the OP buys in Dec, will 2009 dues be assessed? -Suzanne

DVC charges dues on a Calendar year basis and to date, has charged only for the remaining portion of the calendar year, in this example, approximately one month of dues. I suppose they could take the stand to charge back to the start of the UY you get the points for but they have taken the most strict definition of calendar year and started the clock on signing day (not closing day).

 

[RobDoc]

Technically it is covered in the POS from how I read it in that the rules should apply across the board.

Where in the POS is there any mention of the banking of add-on points?

There is a policy regarding the banking of points, but no mention of any policy regarding sales incentives. Please share the quote from the POS specifically stating add-on purchases can't be banked during the last 4 months.

 

[Amy5000]

DoctorP - I am really surprised that they wouldn't let you bank the points. I added points days before the end of my 2007 Use Year and was able to bank. That said, I was very upfront with my guide that I would not be purchasing the points if I couldn't bank the points.

I think they have discretion and if a sale hinges on it, they will use the discretion.

fyi...they did it for me to make a measly 25 point sale.

Good luck, Amy

 

[Dean]

Where in the POS is there any mention of the banking of add-on points?

There is a policy regarding the banking of points, but no mention of any policy regarding sales incentives. Please share the quote from the POS specifically stating add-on purchases can't be banked during the last 4 months.

There is an all inclusive coverage of banking points that would cover all situations technically including add ons, IMO, you know where those are listed as well as I. I don't see that there is any need for a separate clause in this situation. No doubt DVC and DVD has chosen in some situations to waive those requirements which they likely shouldn't, either for add ons or otherwise.

 

[RobDoc]

There is an all inclusive coverage of banking points that would cover all situations technically including add ons, IMO, you know where those are listed as well as I. I don't see that there is any need for a separate clause in this situation. No doubt DVC and DVD has chosen in some situations to waive those requirements which they likely shouldn't, either for add ons or otherwise.

Oh, I thought you had found something to support your comment since I had never seen such a policy.

Since you can't support your statement that "Technically" banking of add-on points "is covered in the POS from how I read it in that the rules should apply across the board" - I will provide a quote from the current (and new) POS that supports the ability of DVC to allow members to bank such purchases beyond the 8 month banking deadline:

"5. Banking and Borrowing Home Resort Vacation Points. Club Members may expand their vacation options by "Borrowing" Home Resort Vacation Points from the next succeeding Use Year to secure a reservation in the immediately preceding Use Year. Club Members may increase their future vacation options or save unused Home Resort Vacation Points by "Banking" Vacation Points from the current Use Year into the next Use Year. Home Resort Vacation Points may be Banked or Borrowed within the same Home Resort only. Banking and Borrowing procedures are described below:

a. Banking Home Resort Vacation Points. Any time during the first eight calendar months of a Club Member’s Use Year, a Club Member may Bank up to 100% of their annual allotment of Home Resort Vacation Points to the next Use Year. After the first eight calendar months of a Club Member’s Use Year, Members cannot bank any portion of their annual allotment of Home Resort Vacation Points for that Use Year. In order for Banked Home Resort Vacation Points to be used for a reservation, the Home Resort Vacation Points must be banked before the reservation is made. Once Banked, Home Resort Vacation Points cannot be Banked again into another Use Year. Also, Banked Home Resort Vacation Points cannot be returned to their original Use Year and will expire if not used. From time to time, DVCMC may provide for extended banking rights to Club Members during their first Use Year."

 

[Dean]

Oh, I thought you had found something to support your comment since I had never seen such a policy.

Since you can't support your statement that "Technically" banking of add-on points "is covered in the POS from how I read it in that the rules should apply across the board" - I will provide a quote from the current (and new) POS that supports the ability of DVC to allow members to bank such purchases beyond the 8 month banking deadline:

"5. Banking and Borrowing Home Resort Vacation Points. Club Members may expand their vacation options by "Borrowing" Home Resort Vacation Points from the next succeeding Use Year to secure a reservation in the immediately preceding Use Year. Club Members may increase their future vacation options or save unused Home Resort Vacation Points by "Banking" Vacation Points from the current Use Year into the next Use Year. Home Resort Vacation Points may be Banked or Borrowed within the same Home Resort only. Banking and Borrowing procedures are described below:

a. Banking Home Resort Vacation Points. Any time during the first eight calendar months of a Club Member’s Use Year, a Club Member may Bank up to 100% of their annual allotment of Home Resort Vacation Points to the next Use Year. After the first eight calendar months of a Club Member’s Use Year, Members cannot bank any portion of their annual allotment of Home Resort Vacation Points for that Use Year. In order for Banked Home Resort Vacation Points to be used for a reservation, the Home Resort Vacation Points must be banked before the reservation is made. Once Banked, Home Resort Vacation Points cannot be Banked again into another Use Year. Also, Banked Home Resort Vacation Points cannot be returned to their original Use Year and will expire if not used. From time to time, DVCMC may provide for extended banking rights to Club Members during their first Use Year."

That is somewhat new, I hadn't seen it. Thank you for posting the info. There has always been language that would allow them to change the rules and this would seem a change has been made. It is a reasonable one, IMO, just different wording than previously.

 

[RobDoc]

The new POS was posted today on the Member website in downloadable pdf format. Most things were not changed at all, but there are some changes. Some of the changes are for clarification purposes and some are significant changes (like allowing individuals to be "Associate Members" on a maximum of for contracts - among other restrictions).

I think providing the POS in this form is a great move instead of providing it by request except with a new purchase.