KAT4DISNEY
Glad to be a test subject
- Joined
- Mar 17, 2008
- Messages
- 28,410
I emailed my guide and asked why I would not be able to get October 2019 Use Year points if I bought in March vs now assuming they have the inventory then. This was his response:
"You might be able to get them. Again, can't stress enough, it is just a matter of what we have at the time you buy and what the price is at the time and when you want to use the points"
So I have concluded it was a tactic to try to get me to buy right now vs. a couple of months from now.
More an "encouragement" tactic.

And even if they didn't have the points to sell you immediately when you called in March it probably wouldn't take too long before they did for OKW.
One thing - you outlined a scenario in the first post of borrowing 2020 points to book the March 2021 reservation but you would not be doing that. March 2021 falls with in the October 2020 UY and those would be current points. You also could use banked 2019 points or borrowed 2021 points for the March 2021 dates. What points that are available to be used is determined by the date of the reservation and not the date you actually call or go online to book the reservation.