borrowing points

No, it isn't possible. You can bank 1 year and borrow 1 year for a total of 2 years in addition to the current UY. If your trip falls over end of 1 UY and into the beginning of the next UY, you can borrow points from the next UY after that, too, but I think only for the days that fall in the new UY.

That's confusing - here, let's do it this way. Say your UY begins Feb 1 and you have a trip booked from Jan 25 - Feb 5 2012. Here's how you can use points:

Jan 25-31 2012: You can use 2010 banked points, 2011 current points (you'd still be on 2011 points because your UY is Feb) and 2012 borrowed points

Feb 1-5: You can use 2011 banked points, 2012 current points (remember, you're in your new UY now), and 2013 borrowed points.

That is the only way 4 UYs of points can be involved in 1 reservation. At least, that's how I think it works. :)
 
No, it isn't possible. You can bank 1 year and borrow 1 year for a total of 2 years in addition to the current UY. If your trip falls over end of 1 UY and into the beginning of the next UY, you can borrow points from the next UY after that, too, but I think only for the days that fall in the new UY.

That's confusing - here, let's do it this way. Say your UY begins Feb 1 and you have a trip booked from Jan 25 - Feb 5 2012. Here's how you can use points:

Jan 25-31 2012: You can use 2010 banked points, 2011 current points (you'd still be on 2011 points because your UY is Feb) and 2012 borrowed points

Feb 1-5: You can use 2011 banked points, 2012 current points (remember, you're in your new UY now), and 2013 borrowed points.

That is the only way 4 UYs of points can be involved in 1 reservation. At least, that's how I think it works. :)



I agree with what you've posted, this is my understanding too on how 4 UY's worth of points could be available to use in one trip; the nights from Feb 1 2012 and on can be covered by 2013 UY allotment of points (if banked 2011 UY points & current 2012 UY points have all been used) since those 2013 UY points can be borrowed into 2012 UY beginning on Feb 1 2012.

:goodvibes
 
That is the only way 4 UYs of points can be involved in 1 reservation. At least, that's how I think it works. :)

If that's not the way it works then it should be, because I was able to follow. Between what you said and what I believe it works for me.:thumbsup2
 

You can borrow two years worth of points - IF - your trip spans two use years. So if you have a Sept UY, your trip starts in Aug and ends in Sept. You would have to use the second year points for the nights in Sept and the first years points for the nights in Aug.
 



















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