Best Deal on current incentives

[byurick]

There were Animal Kingdom incentives?!

Were yes but they ended mid cycle so for now you’re out of luck.

 

[airjay75]

Hey everyone! Newbie to DIS boards here! Been lurking around reading posts re: DVC purchases.

I bought Poly 150 points direct last round (my first ever direct dvc purchase!), closed in July, welcome home vacay in August (last month). I feel I got a great deal direct last round esp. with MB and $1000 AP discount on top of other incentives, including military discount. Y'all!!! I already want to add on . Reading all these Riviera incentives/great deals is just so exciting and enticing!

For the record, I bought VGF resale and SSR resale prior to my direct Poly purchase. I decided to buy direct the third home resort around because we only have stayed Riviera through cash pay, and my resale points restricts booking at Riviera! I like the resort alot, mainly because of Skyliner and food options and great vibes. Bought Poly due to proximity to MK, and it's my kids' favorite resort. I'm glad my direct Poly points allows booking at Riviera now!

I have learned a lot reading from these boards, and I appreciate all of you for your Disney savviness!

One question: anyone think a fire sale will happen for Poly or Riviera anytime soon (like next year lol)?

I seriously doubt there will be anything like that for Poly in the next year. Could be something for RIV if they decide they want to give it one last big push to get it sold out before LSL opens. That said, current incentives are pretty good for RIV. If you think you want to buy more direct Poly or RIV points, I'd let your UY guide your decision more than anything else - by adding on prior to the start of your next use year, you'll get a full years worth of points to either bank or sell back though magical beginnings for $20/point.

 

[katv4dvc]

I seriously doubt there will be anything like that for Poly in the next year. Could be something for RIV if they decide they want to give it one last big push to get it sold out before LSL opens. That said, current incentives are pretty good for RIV. If you think you want to buy more direct Poly or RIV points, I'd let your UY guide your decision more than anything else - by adding on prior to the start of your next use year, you'll get a full years worth of points to either bank or sell back though magical beginnings for $20/point.

My use year is in February. So, January is the best time for me to add-on direct? Does Disney come out with new incentives in January? Thank you for your helpful suggestions! Getting that full years worth of points to either bank or sell back via MB is absolutely worth the consideration to wait and add on then (hopefully with excellent incentives).

 

[airjay75]

My use year is in February. So, January is the best time for me to add-on direct? Does Disney come out with new incentives in January? Thank you for your helpful suggestions! Getting that full years worth of points to either bank or sell back via MB is absolutely worth the consideration to wait and add on then (hopefully with excellent incentives).

So, I would look at it like you have until February to make a decision. As long as you decide to buy direct points before then, you'll get a full year's worth of points - to use MB, you would need to give the green light to your guide at least 4 business days before Feb. 1st (add in a few buffer days to that though). Current incentives end at the end of September - it looks like last year, the incentives for January were rolled out in the beginning of December (you can generally find a lot of the history of incentives at dvcnews.com).

In all likelihood, each incentive period will end up increasing the cost of direct points just a little bit - the current incentive period is unique in that, especially with the welcome home discounts they rolled out mid-August, they are actually better than the previous incentive period (for RIV at least, I haven't paid as much attention to Poly pricing but probably there too). But, if you wait, you also will have slightly less dues you'll have to pay since you will only pay prorated dues from the date you sign your paperwork. I've run the math a few times and, usually, the increase in direct costs exceeds the savings on lesser dues, but not always.

So, I'd say it just sort of depends on how set you are to buy points and how much you want to see how incentives evolve between now and February. One strategy is to make sure you call up you guide for a tour about 7 days before the end of an incentive period for a formal tour, and then you get a 7-day offer in writing that will be good until the next incentives are rolled out, at which time you can switch to them if they're better. Also, as long as you haven't closed on your direct purchase, I learned this period that they will let you re-write you contract if better pricing comes out (even after the 10-day rescission period) - so, always spread out those payments for the max 60 days just in case some better incentives were rolled out mid-cycle like they were this time.

Hope that helps.

 

[Brian Noble]

So, January is the best time for me to add-on direct?

Likely so, but pay attention to announced price increases. Last year they gave a heads-up before raising the base price. The effective price did not go up (much) on larger purchases, but forewarned is forearmed.

 

[pzw90]

One strategy is to make sure you call up you guide for a tour about 7 days before the end of an incentive period for a formal tour, and then you get a 7-day offer in writing that will be good until the next incentives are rolled out, at which time you can switch to them if they're better.

I wonder if they'll get wise to this when they plan on offering better incentives. Have the period start off same or worse than the previous one, and a few weeks in update the current incentive to be better so those who were committed before cant back out.

 

[airjay75]

I wonder if they'll get wise to this when they plan on offering better incentives. Have the period start off same or worse than the previous one, and a few weeks in update the current incentive to be better so those who were committed before cant back out.

Well, since you can have your contract repriced until you close based on any new incentives that come out, even if they do this and you have spread out your payments to the full 60 day max, you are probably ok. That said, I would probably only do this if I was serious about purchasing at the time - I wouldn't be calling my guide at the end of every incentive period for 6 months leading up to the start of my next UY. I think you can do that, but my personal shame from doing that would probably get the better of me.

 

[Brian Noble]

DVD is not going to resort to obvious shenanigans for an extra few dollars. The price, in general, slowly goes up, and they will generally not pull the rug out under an ongoing incentive for an active resort. All bets are off for "sold out" resorts, though.