Banking Questions

[CG Disney Dad]

If I had multiple contracts with the same UY during time of banking would I have to bank each contract separately?

Example of 3- 100 point contracts same UY. If I wanted to use 75 points for current use year vacation and bank the remaining 225 for next years vacation which falls in the next UY. Would I have to bank all 3 contracts separately or will it appear as if I just have 300 points available (the same as if I had one contract) considering all points are the same UY.

Curious if during banking/borrowing process each one would be independent or lumped together when booking vacations as I am currently adding on to my initial contract. Seems like if you had 3 more contracts it would be a lot of figuring out vs them just being lumped together. Thanks!

 

[erionm]

Each contract will be listed separately and you enter the number of points for each contact you wish to bank.

 

[FFMickey]

You bank each contact separately, but you can do it all at the same time. The points are all lumped together for 7 month bookings unless your multiple contracts are for the same resort. When you borrow points, it'll ask which home resort contract you want to borrow from. This only applies if you have the same UY for all points.

 

[CG Disney Dad]

Thanks. As a follow up say I wanted a 3 br grand villa, could I bank And BORROW from all 3 contracts same to book a single vacation through the online booking system or will I need member services to do that or are there restrictions preventing that.

 

[CG Disney Dad]

Thanks FF Mickey so it sounds like having the same home resort as well, which we are planning makes it super easy to bank and borrow online from multiple contracts without members services. I would imagine for your home resort you can bank and borrow all 3 contracts at the 11month window as well?

 

[chalee94]

If all 3 contracts are listed under the same membership number and all have the same home resort, then yes, easy to bank and borrow to use at 11 months out.