I do both. I also rent my
DVC point that I don't use some years.
Originally, purchased enough points for a two bedroom at SSR for one week per year. I then added points so that I could stay in a two bed room at SSR for 9 days and a studio for 3 to 4 days. Those studios were usually at BC or BW
Things changed DVC built BLT we added points there. that was fun too. But the kids wanted to try VWL so we did.
Then we did some spilt stays. one trip we went for 14 days. we stayed at WL, BLT, my mother and the kids went to SSR, my wife and I went to BW two days early then we all spent the last 4 days at BW together.
None of that was planned, but it was what happened to be available when the 7 month window opened. I think we tried to waitlist but were never able to make it all at one resort. Spilt stays can be fun or a nightmare... In this case tit was fun.
I have also had trip were I was able to book the entire stay at a non home resort. I feel like it is easier when not looking for a two bedroom.
Recently I added points at RR I'm sure at some point we will use those points to stay somewhere other than RR. but for a few years I know we will be staying to learn and enjoy the new resort.
I think what is most important here is what do you want to do.
My GF think the poly is the greatest resort every. se has 75 points and I think it gets her 4 nights in a studio with her and her 3 kids... When we went last I would not stay there.....To me It felt like a hotel room, and was way to small for all of us.
On the other hand I want to do nine nights in a 2 bedroom at RR she think that is a waste of points and to much space...
So what ever works for you is what is best for you. No one else should be telling you what is the right way to spend your vacation.
If you want to try other resorts, what I have found works the best is book the stay you want at your home resort, then at the 7 month window book or wait list the other resort. result may vary, I would not plan on this working for a couple of years but I would still try.