Are we crazy?????

[TexasChick123]

I'm not sure I'm completely understanding the split points. RIV and resale. Isn't having little piles of points everywhere counter active? Especially since we can't use the resale points at RIV? and I'm assuming then we could only book 11 months out at those two places separately. We definitely are not financially in the market to be purchasing 200 points. We were thinking 120 was our max direct or closer to 150-170 resale....

Some people will take the total amount they want to buy, in your case 120 points, and split them up. A lot of people prefer split stays or alternating resorts, so buying more than one resort makes a lot of sense. So you may buy 100 points at RIV but now be able to buy 30 points resale (because resale is cheaper than direct) somewhere else. You are correct that you cannot combine them at 11 months, only 7 months. You could use your 100 RIV points to book at RIV and the 30 resale points to book somewhere else.

Personally, I have always bought the number of points I wanted at one resort at the time. All of my purchases were resale until RIV. I started with 200 resale VGF points, and well, I kept adding on. Some of the best advice is to buy a little more than you think you will need. Don't overstretch financially, but you will find that your travel patterns change, and DVC spoils you which makes you want to go more.

 

[Arthur2990]

Buy resale somewhere and save $$$. Buy enough points to book 1BR at Riviera and book it at 7 months. That's what I'd do if just buying in to DVC today. Probably buy big SSR contract via resale.

I second this thought.

 

[Nicola2n]

I second this thought.

You can’t book a riviera room on resale points

 

[mustinjourney]

I second this thought.

as has already been pointed out -- this plan WON'T work b/c resale contracts purchased after January 16, 2019 (which is what they're suggesting), cannot book at any of the non-L14 resorts.

So if you want to be able to book at RIV, you either buy RIV direct or resale, buy another resort direct, or rent/transfer qualified points.

 

[lovin'fl]

as has already been pointed out -- this plan WON'T work b/c resale contracts purchased after January 16, 2019 (which is what they're suggesting), cannot book at any of the non-L14 resorts.

So if you want to be able to book at RIV, you either buy RIV direct, buy another resort direct, or rent/transfer qualified points.

Or buy Riv resale.

 

[mustinjourney]

Or buy Riv resale.

this is true

 

[Sandisw]

I'm not sure I'm completely understanding the split points. RIV and resale. Isn't having little piles of points everywhere counter active? Especially since we can't use the resale points at RIV? and I'm assuming then we could only book 11 months out at those two places separately. We definitely are not financially in the market to be purchasing 200 points. We were thinking 120 was our max direct or closer to 150-170 resale....

The split will work if you have enough in each of the different resorts, For example, 100 at RIV, and say 100 at SSR,

This way, you have 200 points to use for stays at RIV and future resorts every other (using banking or borrowing) year, and 200 points at SSR or the other L14 the alternate year,

Now, if you are only thinking 150 to 175 total, it makes this type of situation a letter less doable as each piece is not even, but it is possible,

For example. 100 at RIV and 50 resale at SSR, Year 1 use 150 from RIV by borrowing 50 to stay at RIV and Bank the 50 SSR. Year 2 use the 100 SSR you hsve, plus the 50 RIV to stay at any L14.

The only time this becomes a big issue for someone is if they want to travel and stay at RIV or future resorts more often than not, If that is the case, then I’d vote to start with all 120 at RIV And worry about adding to what you own down the road!

 

[Lorana]

I was certainly thinking of the “buy Riviera resale” as the split option, presuming that Riviera is only where they’ll ever want to stay. Because if that’s the case; you might as well get the savings via resale. Or you could buy 100 direct for the benefits and possibly staying somewhere else now and again, and then buy 50-100 resale to RIV to have enough points for (or more depending on the 1BR price).

 

[mustinjourney]

I was certainly thinking of the “buy Riviera resale” as the split option, presuming that Riviera is only where they’ll ever want to stay. Because if that’s the case; you might as well get the savings via resale. Or you could buy 100 direct for the benefits and possibly staying somewhere else now and again, and then buy 50-100 resale to RIV to have enough points for (or more depending on the 1BR price).

problem with this tactic (at least for the next few months) is inventory. There aren't a whole lot of resale contracts available, so you're forced to take whatever is available...which might not be the right amount of points or not a great UY.

 

[Hjs33]

. We’ve been intrigued by DVC since our first Disney trip four years ago. Since that time we’ve done five Disney trips and three Disney cruises. So we’ve been researching and reading and watching video after video. The thing is we keep coming back to the riviera. But I feel like we’re nuts. Resale restrictions, higher points per stay, higher maintenance fees...high price per point direct. I don’t know. I’m feeling like we are crazy for even considering this. Help!

Originally the resale restrictions was hindering our decision to buy at Riviera, but ultimately we decided to buy some points direct there. The restrictions will only come into play if we decided to sell and if we decided we want to sell some points we would sell one of our resale contracts first. Right now we plan to keep our Riviera contract and never sell it to keep the direct “perks”, so in the end the restrictions were not as big a factor in our decision. It’s also a nice compliment to our resale contracts as we wanted a resort with easy access to Epcot. Beach Club and Boardwalk just didn’t make sense to us do to there only being 22 years left and the insane pricing on those contracts. I’m sure we’ll eventually be able to stay at those resorts during off peak times at some point anyway and we’re ok with that, so no need to buy there..

 

[Bing Showei]

I was certainly thinking of the “buy Riviera resale” as the split option, presuming that Riviera is only where they’ll ever want to stay. Because if that’s the case; you might as well get the savings via resale. Or you could buy 100 direct for the benefits and possibly staying somewhere else now and again, and then buy 50-100 resale to RIV to have enough points for (or more depending on the 1BR price).

If I liked Riviera enough today to want to buy it resale in the future, I would revisit buying it today direct.

It will take years for the true cost of Riviera resale to settle, and by then, any savings in Riviera resale (absent other larger economic drivers) will come at the cost of lost usage years and increasing Disney direct pricing which will in turn drive up the resale counterpart.

With incentives and current pricing, the delta between Riviera today and future resale Riviera may not be significant.

We don't know with any certainty what that price difference will be. But we do know with certainty that the product differences are significant.

 

[Lorana]

problem with this tactic (at least for the next few months) is inventory. There aren't a whole lot of resale contracts available, so you're forced to take whatever is available...which might not be the right amount of points or not a great UY.

True! But there are some on the market. If they find a resale contract that they’d want, I’d buy that first then add on Direct so they could easily match the use year. There is admittedly not a lot of choice right now, but if cost is a factor, it’s one way to go (assuming this works out better than the current incentives).

 

[AKNOTTS66]

I'm not sure I'm completely understanding the split points. RIV and resale. Isn't having little piles of points everywhere counter active? Especially since we can't use the resale points at RIV? and I'm assuming then we could only book 11 months out at those two places separately. We definitely are not financially in the market to be purchasing 200 points. We were thinking 120 was our max direct or closer to 150-170 resale....

Have you looked into Animal Kingdom Lodge at all? I believe it is also $186 a point and its an extremely nice resort and gives you 4 more years over SSR. AKL has a 2057 exp date. OKW also has a 2057 exp date if bought direct it is $165.