Anyone try to get air refund through insurance if unable to fly due to job change?

[Donna M]

Just wondering, but we have another family of 6 in a situation where they might not be able to go with us because he is looking for a new job and might not get the time off. We bought their tickets and got the insurance through the airline when we bought the tickets. Do you think we would be able to get reimbursed in a situation like this?

 

[sam_gordon]

It depends on the policy you have. Whether anyone else got a refund won't help unless they had the same policy. I suggest instead of asking on an internet message board, you find the policy and read what exactly is covered.

 

[Donna M]

I suggest instead of asking on an internet message board, you find the policy and read what exactly is covered.

Ok, I did my homework, found and read the policy, and don't like what I read. I hope they still travel. That could be an $1800 loss for us.

 

[rigs32]

It would have to be a cancel for any reason policy. Insurance is typically for emergencies and a job change wouldn't count. Not only that, but one person's job change doesn't technically prevent the other 5 from traveling.

 

[sam_gordon]

Ok, I did my homework, found and read the policy, and don't like what I read. I hope they still travel. That could be an $1800 loss for us.

What are the change fees? Maybe change the dates of the trip (at least for that family?)?

Just a thought.

 

[Jimsig]

Just wondering, but we have another family of 6 in a situation where they might not be able to go with us because he is looking for a new job and might not get the time off. We bought their tickets and got the insurance through the airline when we bought the tickets. Do you think we would be able to get reimbursed in a situation like this?

How long ago did you purchase these tickets? Some policies allow you to purchase the policy XX amount of days after you purchased the airline tickets and still be covered. If memory serves it can be between 14 and 21 days. Check out insure my trip dot com for more info and for policies w coverage that include cancelling job reasons.

 

[anonymousegirl]

If they can't go, then they can cancel the tickets and have travel funds, typically valid for one year from date of purchase (ISSUE) not date of original travel. The money is is the traveler's name, not yours, and they will have to pay a change fee (often $200-$300 PER TICKET) to change the date. They do not have to fly the original route, but can use the "funny money" to fly anywhere the airline flies.

 

[Donna M]

If they can't go, then they can cancel the tickets and have travel funds, typically valid for one year from date of purchase (ISSUE) not date of original travel. The money is is the traveler's name, not yours, and they will have to pay a change fee (often $200-$300 PER TICKET) to change the date. They do not have to fly the original route, but can use the "funny money" to fly anywhere the airline flies.

Wow! The tickets were just under $300 so to pay an addition $200 wouldn't work. I always thought it was wrong that the funds would go to the traveler and not back on MY credit card, oh well, I hope nothing has to change.

 

[supersnoop]

Wow! The tickets were just under $300 so to pay an addition $200 wouldn't work. I always thought it was wrong that the funds would go to the traveler and not back on MY credit card, oh well, I hope nothing has to change.

The funds will go back to your card if you buy refundable tickets. If you buy nonrefundable tickets, then they want the individual to fly, even if they have to pay a change fee.

 

[subtchr]

Although it would not be ideal, could the 5 other members of the family still travel?

 

[wilkeliza]

Most likely the answer is no you won'the get anything back.

We had a policy that was considered can cell for any reason but some job issues were not covered. I found it interesting that any reason can have conditions as well so it is best to read what the policy covers if you have specific concerns before booking or book a refundable fare.

 

[bumbershoot]

You need to look at the tickets you bought and that airline's policies to see the change fees involved. I've found that change and cancellation fees tend to be the same.

And look at the insurance wording as well.

Definitely see if the rest of the family can go.

 

[NancyIL]

Wow! The tickets were just under $300 so to pay an addition $200 wouldn't work. I always thought it was wrong that the funds would go to the traveler and not back on MY credit card, oh well, I hope nothing has to change.

You don't pay an additional $200/ticket change fee. The change fee comes out of the original ticket price, and you have the remaining amount to use for a future ticket. If your tickets were $299 each, you'd have $99 left per ticket after the change fee was subtracted.

What airline did you use?

 

[DebbieB]

You don't pay an additional $200/ticket change fee. The change fee comes out of the original ticket price, and you have the remaining amount to use for a future ticket. If your tickets were $299 each, you'd have $99 left per ticket after the change fee was subtracted.

What airline did you use?

If the new ticket was $299, with the $99 credit you would have to pay $200 for the new ticket.

 

[NancyIL]

If the new ticket was $299, with the $99 credit you would have to pay $200 for the new ticket.

The OP wouldn't re-buy the $299 pp tickets, but there would be a $99 pp credit to be used by those passengers for future flights. I think the OP was under the impression that she would have to pay a $200/ticket change fee to be able to use the $299/ticket value. Instead, the change fee comes out of the purchase price. However, she is out $1,800 if her friends don't fly, because the ticket credits now belong to the passengers and not to the OP.

 

[Donna M]

The OP wouldn't re-buy the $299 pp tickets, but there would be a $99 pp credit to be used by those passengers for future flights. I think the OP was under the impression that she would have to pay a $200/ticket change fee to be able to use the $299/ticket value. Instead, the change fee comes out of the purchase price. However, she is out $1,800 if her friends don't fly, because the ticket credits now belong to the passengers and not to the OP.

That is what I thought. And knowing the dad here, I highly doubt he would let the family go if he can't. He needs to change jobs, but we don't want to lose the money. The reservation is also DVC, so we'll have to know a month out what's happening. I hope all works out.