Even if you can negotiate a little, this is one of the places (there's at least two brokers like this) that limit your choices of what title company you can use. One would think that this is done to increase profits or to fix a series of mutually beneficial financial arrangements between companies. I'm just saying that there's a lot of downsides here. Lack of choice as to a title company is simply a deal breaker for me--maybe not for everyone. But if the title company is looking out for the broker and the arrangement between them, I'm pretty sure they aren't 100% looking out for me.